LV= ISA
Here’s what you need to know about the LV= ISA
Overview
Our stocks and shares ISA can give you...
- Tax efficient savings with long term growth potential
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A choice of investment fund tailored to your risk appetite
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A sense of security, knowing our unique features are designed to help protect your investment.
ISA features
Our stocks and shares ISA lets you:
Choose from our three risk-rated ISA fund options: the ISA Cautious Fund, the ISA Balanced Fund or the ISA Growth Fund
- Invest lump sums from £10,000 - £1,000,000
- Easily transfer an existing ISA
Benefit from our smoothing process, which helps protect against the impact of stock market shocks
- Make ad-hoc withdrawals
Important information
Investing money can be rewarding but it’s not without risks. Here’s what you need to know:
- This is a stock market-related investment available to UK residents aged 18-84. You can still hold an ISA over age 85, but you cannot pay into it.
- The value of your investment could go down as well as up, so you could get back less than you paid in.
- Whilst there is no minimum or fixed term, this is a medium to long term investment for at least 5 years, preferably 10 years or longer.
- Although our smoothing process helps to protect your investments, it doesn’t mean investments won’t drop in value. Smoothing can protect investments against sudden market shocks, but it doesn't prevent losses due to a long-term falling market.
- Withdrawals - if you withdraw more money from your ISA than the amount your ISA has grown by, the value of your ISA will be less than you’ve put in.
- If you invest in the Cautious Fund and select the optional 10-year guarantee please be aware of the associated terms and charges.
- There are costs involved in setting up and looking after your ISA, you can read more about the charges here.
Important documents
LV= ISA documents
Here you can find documents related to our ISA, it’s important that you read and understand them.
Key information documents
ISA Key Information Documents
These documents provide you key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products.
Next steps
To help you get the most from your money please contact your financial adviser
