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With-Profits Funds Information

A comprehensive guide to LV= with profits fund management and performance reports.

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Principles and Practices of Financial Management (PPFM)

Every company that offers with-profits investments has to document the principles and practices (the beliefs and behaviours) they use to manage these investments. Below you can download our Principles and Practices of Financial Management (PPFM) documents.

PPFMs are technical documents but customer friendly versions are available. These are called 'Your guide to how we manage our with-profits fund' and can be viewed here.

Flexible Guarantee Bond (inc. Series 2), All-in-1 Investment Bond, Flexi-Guarantee Plan...

...and Guaranteed Capital Bond.

This is the relevant PPFM if you have one of these policies.

  • Flexible Guarantee Bond (including Series 2)
  • Flexible Guarantee Funds
  • All-in-1 Investment Bond
  • Flexi Guarantee Plan
  • Guaranteed Capital Bond

Other LV= with-profits policies

This is the relevant PPFM if you have one of these policies:

  • Conventional With-Profits
  • Unitised With-Profits
  • With-Profits Pension Annuity
  • Appropriate Personal Pension plan
  • Flexible Whole-Life Plan

Summary of Changes to PPFM documents

Annual PPFM compliance report


If you took out a with-profits policy through RNPFN (a policy which was underwritten by RNPFN, before they were acquired by Liverpool Victoria Life Company Limited), you will require the RNPFN version of the PPFM.

Go to the RNPFN PPFM page

Track your investment

Track and check the latest unit prices for our savings and investment products.

View unit prices

You can contact us

You can contact our UK based team for more information:

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Please remember to include your policy number.

Or find the right phone number for your query:

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Contact Us

Flexible Guarantee Bond

Invest in a stock market related product with the ability to switch between 'ready made' fund options.

LV= Retirement Wizard

Get the most from your pension pot. Wherever you are in your retirement planning, we can help you.

Life products

Compare the features of our life insurance products to help you choose which one is right for you.

Retirement plans

Looking for a retirement plan that suits you? Follow this link to see what options are available through LV=.