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Flexible Guarantee Bond Series 3

It is designed to offer the potential for growth on your investment over the long term.

  • Choose between three 'ready made' fund options
  • Invest between £5,000 and £1,000,000
  • Optional Guarantee
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Flexible Guarantee Investments (including FGB, FGB Series 2, FGB Series 3, FGF, FGF Series 2 and Flexible Guarantee Plan)

If you already have a Flexible Guarantee Bond or a Flexible Guarantee Bond Series 3 with a guarantee, the charge for this is shown on your Bond Summary or Guarantee Endorsement and your Yearly Statements.

If you‘re thinking of investing in a Flexible Guarantee Bond Series 3, or you already have a bond and are thinking of either purchasing a new guarantee, replacing your existing guarantee (to lock in gains), or your current guarantee term is ending soon, the tables below show the current charges for new guarantees.

The guarantee choices available to you will depend on the date your bond started.

The charges for buying a new Guarantee can change at any time, but once you've bought a Guarantee it's charge will not change during the Guarantee term.

Guarantees are bought at an extra monthly cost and are explained fully within the product documentation.


Invested on or after 12 June 2017 – Flexible Guarantee Bond 3 and Flexible Guarantee Fund S2

If you invested on or after 12 June 2017 and your Bond Conditions reference is FGB(S3)1 or your Flexible Transitions Account Terms & Conditions reference is FTA6 or FTABD2, you can choose from the following guarantee terms:

Yearly charge

Fund 8 year 9 year 10 year
Cautious Series 2 1.4% 1.2% 1.0%
Balanced Series 2 N/A N/A 1.3%
Managed Growth N/A N/A 1.5%

Guarantees are bought at an extra monthly cost and are explained fully in your product documents. The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table. Please remember that these charges can be changed at any time.

Between 22 October 2012 to 11 June 2017 - Flexible Guarantee Bond Series 2 & Flexible Guarantee Fund

If you invested between 22 October 2012 and 11 June 2017 and your bond conditions have the reference FGB2(1) or FGB2(2) or Flexible Transitions Account Terms & Conditions reference FTA4, FTA5 or FTABD1 , then you can choose from the following guarantee terms:

Fund 8 year 9 year 10 year
Cautious Series 2 1.2% 0.9% 0.7%
Balanced Series 2 N/A N/A 1.0%
Managed Growth N/A N/A 1.7%

Guarantees are bought at an extra monthly cost and are explained fully in your product documents. The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table. Please remember that these charges can be changed at any time.

Between 20 August 2012 and 5 September 2014 – Flexible Guarantee Bond

If you invested between 20 August 2012 and 5 September 2014 and your bond conditions have the reference FGB3, then you can choose from the following guarantee terms:

Yearly charge

Fund

8 year 9 year 10 year
Cautious Series 2

1.2%

0.9%

0.7%

Balanced Series 2 N/A N/A

1.0%

Managed Growth N/A N/A

1.7%

Guarantees are bought at an extra monthly cost and are explained fully in your product documents. The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table. Please remember that these charges can be changed at any time.

Between 9 August 2010 and 17 August 2012 – Flexible Guarantee Bond & Flexible Guarantee Plan

If you invested between 9 August 2010 and 17 August 2012 and your bond conditions have the reference FGB2, then you can choose from the following guarantee terms:

Fund

Guarantee (yrs)

Charge

Cautious Series 2

5

1.0%

Balanced Series 2

5

2.0%

Managed Growth

5

2.75%

Guarantees are bought at an extra monthly cost and are explained fully in your product documents. The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table. Please remember that these charges can be changed at any time.

Between 18 August 2009 and 6 August 2010 – Flexible Guarantee Bond & Flexible Guarantee Plan

If you invested between 18 August 2009 and 6 August 2010 and your bond conditions have the reference FGB1, then you can choose from the following guarantee terms:

Fund

Guarantee

Charge

Cautious Series 2

5

1.0%

Balanced Series 2

5

2.0%

Managed Growth

5

2.75%

Guarantees are bought at an extra monthly cost and are explained fully in your product documents. The guarantee charge is taken monthly, as 1/12 of the yearly charge stated in the table. Please remember that these charges can be changed at any time.

Chat to our UK-based advisers

Call us today to get a quote or find out more information.

0800 587 7857

TextDirect: 18001 0800 587 7857

9am - 5.30pm Monday to Thursday
9am - 5pm on Friday

We may record and/or monitor calls for training and audit purposes.

Existing customers

If you're an existing Flexible Guarantee Bond customer, you can call us on:

0800 681 6292

TextDirect: 18001 0800 681 6292

9am - 5pm Monday to Friday

We may record and / or monitor calls for training and audit purposes.

Financial advisers

If you're a financial adviser, you can give us a call on:

0800 0234 173

TextDirect: 18001 0800 0234 173

9am - 5.30pm Monday - Thursday
9am - 5pm on Friday

We may record and / or monitor calls for training and audit purposes.

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One of our financial advisers can guide you to the most suitable investment solution for you.