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RNPFN working together with LV=

RNPFN - The Royal National Pension Fund for Nurses
  • Founded in 1887 as a provider of financial products for health professionals and their partners
  • RNPFN has been a part of LV= since 2001
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RNPFN With-Profits Fund - Principles and Practices

Every company that offers with-profits investments has to document the principles and practices (the beliefs and behaviours) they use to manage these investments. This document is called the Principles and Practices of Financial Management (PPFM).

The PPFM is a technical document but a customer friendly version is also available. This is called ‘Your guide to how we manage the RNPFN fund for with-profits business' and includes information on:

  • What the with-profits fund is
  • The aim of the with-profits fund
  • How the with-profits fund works
  • How returns on policies are decided
  • What bonuses are paid

Below you can download both the customer friendly and technical versions of these documents.

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Customer friendly version - Your guide to how we manage the RNPFN fund for with-profits business (133KB)

Principles and Practices - Annual Report

Each year a report is produced on how the with-profits fund has been managed compared to the PPFM. The latest report can be downloaded below.


2017 Annual Report from the LVFS Board (203KB)

Principles and Practices - Summary of Changes

The PPFM is regularly reviewed and changes are sometimes made. When significant changes are made the RNPFN policyholders are informed. Below is a summary of all the changes made since 2004.


RNPFN PPFM - Summary of Changes (202KB)

RNPFN With-Profits Committee - Terms of Reference

The RNPFN Supervisory Board acts as the With-Profits Committee for the RNPFN with-profits fund. For more information on the Supervisory Board’s role as the With-Profits Committee see the terms of reference (61.4KB).

You can contact us

You can contact our UK-based team for more information:

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