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Income Protection

Provides a regular income if you're unable to work because of accident or sickness.

  • Pays out if you're too ill to work because of an accident of sickness
  • Gives you monthly payments so you can continue to pay your bills when your income stops
  • Available as comprehensive or budget cover
Man in a leg cast on the sofa with his wife

Advice on Income Protection

If you're confused about which product is right for you, we can help. Speak to one of our friendly advisers who can make sure you have the right cover.


Our advisers will...

  • Talk to you about your current circumstances and the reasons for you looking for cover.
  • Help you get the right amount of cover, for the right period of time and within your budget.
  • Guide you through the application process, keeping you informed at all times.
  • Make sure you're aware of all the options available to you as they can offer advice on.

You could speak to someone...

Helene - An LV= financial adviser

... like Helene, who joined LV= in 2005 and is currently working as a qualified Protection Adviser.

A typical review will take about 20 minutes and all advice offered will be followed up in writing.

Click here to book an appointment for a financial adviser to call you back


Areas of cover to consider:

  • Replacing your monthly income if you can't work due to sickness.
  • Replacing your monthly income if you can't work due to an accident.
  • Paying your mortgage/rent repayments if you are unable to work through accident or sickness.
  • Paying your household expenses if you are unable to work through accident or sickness.

You can phone us

Call our UK-based advisers for more information or a quote:

Green phone

0800 756 8523
Quoting offer code IELO

9am - 5pm Monday to Friday

For existing customers call:

Green phone

0800 678 1906

8.30am - 6.30pm Monday to Friday

TextDirect first dial 18001

We may record and / or monitor calls for training and audit purposes.

We offer advice on LV= products only.

Existing customer?

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more

Why choose LV=

An insurance provider you can trust established in 1843.

  • 90% of new claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Key features
  • Our services
View policy documents

Need to make a claim?

Speak to one of our experienced claims advisers to help guide you through the process.

How to make a claim