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Types of Income Protection cover

Let's talk about your Income Protection options

There are three types of income protection you can choose from

Each type will provide a regular income if you're unable to work because of an accident or illness.
types of premium

You can choose between guaranteed and reviewable premiums

Compare our premiums and cover

We've created the table below to help you compare your income protection options.

Type of premium and cover Guaranteed premiums with level cover Reviewable premiums with level cover Guaranteed premiums with inflation-linked cover Reviewable premiums with inflation-linked cover
Your premium stays the same yes *  *
Your level of cover stays the same yes yes *  *
Your premium is reviewed each year (after the first 5 years)
yes
 yes
Type of premium and cover Guaranteed premiums with level cover Reviewable premiums with level cover Guaranteed premiums with inflation-linked cover Reviewable premiums with inflation-linked cover
Your premium stays the same yes *  *
Your level of cover stays the same yes yes *  *
Your premium is reviewed each year (after the first 5 years)
yes
 yes
Financial Advice

Need advice?

We've chosen to partner with LifeSearch to offer you independent advice on which protection products are right for you.

Mon to Thu - 8am - 8pm     Fri 8am - 6pm

For Text Phone first dial 18001

Calls will be recorded and/or monitored for training and audit purposes.