Types of income protection cover
Let's talk about your Income Protection options
Life can be unpredictable, so we're here to help make sure you're prepared
Existing customers
Need to make a change to your policy?
There are three types of income protection you can choose from
Each type will provide a regular income if you're unable to work because of an accident or illness.
types of premium
You can choose between guaranteed and reviewable premiums
Compare our premiums and cover
We've created the table below to help you compare your income protection options.
| Type of premium and cover | Guaranteed premiums with level cover | Reviewable premiums with level cover | Guaranteed premiums with inflation-linked cover | Reviewable premiums with inflation-linked cover |
|---|---|---|---|---|
| Your premium stays the same |  |
* | * | |
| Your level of cover stays the same | |
|
* | * |
| Your premium is reviewed each year (after the first 5 years) | |
|
| Type of premium and cover | Guaranteed premiums with level cover | Reviewable premiums with level cover | Guaranteed premiums with inflation-linked cover | Reviewable premiums with inflation-linked cover |
|---|---|---|---|---|
| Your premium stays the same | |
* | * | |
| Your level of cover stays the same | |
|
* | * |
| Your premium is reviewed each year (after the first 5 years) | |
|
Financial Advice
Need advice?
We've chosen to partner with LifeSearch to offer you independent advice on which protection products are right for you.
Mon to Thu - 8am - 8pm Fri 8am - 6pm
For Text Phone first dial 18001
Calls will be recorded and/or monitored for training and audit purposes.