Insurance FAQs

Is my jewellery covered on my home insurance?

Our contents cover automatically covers valuables, like jewellery, in the home with an individual value of £2,000 or less (£5,000 on Home Plus). If you have any items individually worth more than £2,000(£5,000 on Home Plus), you'll need to list these separately on your policy.

If you've added optional personal belongings cover to your home insurance, valuable personal items, like rings, are covered inside and outside the home. This means if you’ve been pottering indoors all day and your engagement ring has slipped off and is lost, you can claim. (Without this cover, you're not able to).

To add personal belongings cover to an existing policy, call us on 0800 633 5212 - we'll be happy to help.

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