With 85 per cent of UK households using gas central heating to heat their homes and changing weather patterns causing more flooding, there's a possibility that more of us may be affected by water damage to our homes in the future.
Although flooding grabs the headlines, it's actually burst and leaking pipes that cause the biggest headaches.
The cost and inconvenience caused by a burst pipe can be considerable. Just a small rupture can release gallons of water, damaging plaster, carpets and other contents. And if that isn’t bad enough, ABI data shows that during a spell of freezing weather, a claim to repair a burst pipe can rise to around £7,500.
Following the Beast from the East in 2018, £194 million was paid by insurers to help homeowners cope with the misery of burst pipes.
There's a possibility that more of us may be affected by water damage to our home in the future.
Insurance companies will cover you against both types of water damage, but not if the cause of the damage is due to poor maintenance or lack of precautions.
If you're in a flood risk area it's very important that you tell your insurer.