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Home insurance guides

News and guides about home insurance

Learn about the types of home insurance cover, and explore ideas to secure your home.

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Most popular home insurance guides

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Personal possessions away from home

Are your possessions insured when you're out of your home?

Architect's plans for a new house

New build insurance

Home insurance for new build properties. Find out how to protect your brand new home with LV= buildings and contents insurance.

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Unoccupied home insurance

Leaving your property unoccupied for a long time could affect your home insurance. Find out how to keep your home insured.

Video guides

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Video guide to Home Insurance

Your guide to the different types of LV= Home Insurance and what they cover.

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Video guide to Contents Insurance

What's covered under an LV= Contents Insurance policy?

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Video guide to Home Emergency Cover

What is Home Emergency Cover?

More video guides

Home insurance terms explained

There's a lot of specialist lingo used in the insurance industry, which is not always clear when you're a customer. Although we try to use plain English at LV=, it's all too easy to drop in the odd acronym and jargon. Here is a list of home insurance terms, with clear explanations to help make sense of the words we use in our documents and online.

Icon of a book with a home on it. The title says 'Home jargon'

More home insurance guides

Jewellery and valuables insurance

How to make sure your valuables are properly insured.

Home appliance insurance

No one wants to spend hundreds of pounds replacing appliances. We explore individual home appliance insurance.

Flat insurance

Freehold or leasehold; rented or flat sharing. Find out why flat insurance is different to house insurance.

House locks

Do you know your five-lever mortice from your multi-point locking system? How to check your door and window locks.

Water damage

Don't let burst pipes, blocked drains or flash floods cost you a fortune. Check your home insurance covers you for water damage.

Five things every first-time buyer needs to know

A shortlist of the things we think you should know when buying your first home.

Fire safety in your home

Understanding how to check a smoke alarm, as well as some basics about fire prevention, could save your home and your life.

Accidental damage

With our home insurance, you get some accidental damage cover as standard, but just what kind of accidents can you claim for?

Shed insurance

Often overlooked when it comes to valuing your contents for home insurance, the items in your shed can add up to thousands.

Pet damage

According to the RSPCA, half of households in the UK own a pet, some of which can cost us more than we planned.

How your home insurance premium is calculated

Discover how we work out the price of your home insurance.

How to make your home secure

There are lots of things you can do to make your home secure. We explore the benefits of turning a home into a fortress.

What to look out for when viewing the outside of a house

The top five things to look out for outside a property.

What to look out for when viewing the inside of a house

A checklist of things to look for that may cause problems further down the line.

Theft prevention hints and tips

A burglary is very upsetting - even if you're insured. Put off potential burglars with these hints and tips.

Tips for valuing home contents

Don't just take a wild guess at what your contents are worth - follow our tips on how to calculate the correct sum insured.

Storm and flood hints and tips

It's difficult to predict when a flood or storm might hit - and if your home will be affected. Minimise damage with these hints and tips.

Finding and employing a builder to repair your home

Here are some useful tips to consider when using your own tradesperson.

Home maintenance tips

Staying up to date with home maintenance means you're properly protected by your home insurance.

Wedding insurance

Find out how to insure your wedding or civil partnership so it doesn't cost a fortune if disaster strikes.

Working from home insurance

No commuting, no distractions, flexible working and managing your own time. There are lots of positives to working from home.

Bicycle insurance

Whether your bike is for recreational fun or an essential means of transport, make sure it's insured.

Watch insurance

A classic watch is a treasured thing, often passed down from one generation to the next, but do you know its market value?

Lodger insurance

If you're thinking about taking in a lodger, before you advertise your spare room, check your home insurance.

Garden insurance

Your shed, garden furniture, tools and plants can add up to thousands, but are they covered in your home insurance policy?

Garden security

What can you do to stop thieves stealing your prized garden possessions? Five ways to keep your garden safe and secure.

Listed building insurance

With listed buildings, their age and building materials can sometimes make them hard to insure.

Gadget insurance

Replacing these items when they get stolen, lost or accidentally damaged could really hurt your wallet.

Central heating tips

We may take our central heating for granted, but we'd all be grumpy without it. Check out these top maintenance tips.

Garage insurance

Whether your garage is your playroom, home gym or just a bit of a dumping ground, the items stored in it can add up to thousands.

Solar panel insurance

Thinking of fitting solar panels to your roof? Three questions to ask your insurer before you join the solar revolution.

Home insurance at Christmas

With all those lovely presents waiting to be wrapped, it's not just your bank balance you need to keep an eye on at Christmas.

What to do if you think your home is affected by subsidence

If you think you may have a problem with subsidence, take action now.

Woodworm damage

Those distinctive little holes in your floorboards or wooden furniture don't necessarily mean you have a problem.

Buying or selling your home

Buying and selling your home can be a stressful experience – and if you’re doing it for the first time, there’s a lot to learn.

Re-mortgaging your home

If your mortgage term is coming to an end and you're shopping around for a new rate, here's some information to help you.

What to do in the event of a burglary

Follow this checklist if a thief has broken into your home.