information

We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

Video guide to home insurance and what it covers

Watch our video on what our home insurance covers

House with a green heart

LV= home insurance and what it covers

LV= home insurance is there to give you peace of mind that we’ll look after you and your family when things go wrong at home. You can choose to insure buildings only, contents only or both buildings and contents for comprehensive cover.

Our Defaqto 5 Star rated home insurance policy includes:

  • £1 million cover if you need to re-build your home
  • Up to £150,000 for your contents cover
  • Accidental damage cover for fixtures, fittings and belongings
  • Access to a 24-hour helpline if you have a home emergency

Buying LV= home insurance is quick and easy


LV= transcript for video guide to home insurance

Hello, I’m Bonnie. At LV=, we’re delighted to offer premium home insurance cover and quality customer service should you ever need to make a claim.

Today we’re going to talk through the benefits of our home insurance and what you can expect from our Defaqto 5 Star Rated policy.

We know our customers have different needs when it comes to insuring their property and belongings. That’s why we offer three types of home insurance policy; buildings and contents insurance together, as well as just buildings cover or just contents cover.

Our Buildings and contents insurance offers protection for the ‘bricks and mortar’ of your home, as well as the belongings inside. We’ll pay out up to £1m if you need to rebuild your home …as well as provide an alternative accommodation allowance of up to £25,000 if you need to move out while repairs take place.

A level of accidental damage cover is also included as standard …and we’ll replace your locks and keys if yours are lost or stolen.

The contents cover offers the option to cover your belongings for up to £150,000, …including up to £1,000 worth of cover for digital downloads, such as music, ebooks or films…and even £1,000 of cover for your garden plants.

Insuring your buildings and contents with LV= will protect you against things like fire, storms and flooding, accidental damage and theft – and provide reassurance that we’ll help put things right as quickly as we can.

For your personalised quote, call us or visit our website, LV.com. We’re always happy to help.


We love saving you money on other insurance too...