White motorbike helmet covered with green hearts
Open road at sunrise

Motorbike insurance optional extras

Have we left you wanting more? Here’s how you can tailor your policy
Call our UK call centre on

personal accident cover

"What if I'm seriously injured while using my motorbike?"

Personal accident insurance pays out £10,000 if you, your partner or a named rider on the policy suffer a serious injury while travelling on, or getting on or off your motorbike.

  • Receive a lump sum payout of £10,000 for a serious injury
  • Named riders on the policy are also covered
  • This cover also includes injuries like loss of sight or hearing - for full details of the injuries covered, please refer to the motorbike insurance policy document.

Breakdown cover

"Help! My motorbike has broken down!"

Our breakdown cover is there for you whenever your motorcycle lets you down.

  • Our choice of five levels of breakdown cover means you only pay for what you need; from our basic Roadside Assist to UK & European Assist
  • Get assistance if your motorbike breaks down
  • Access to over 4,000 Britannia Rescue professionals
  • Call our 24/7 UK call centre if you need help

Vehicles must be kept in a roadworthy condition and where appropriate, have an MOT certificate and be taxed.

Motor legal expenses

"The accident wasn't my fault!"

Motor legal expenses insurance covers up to £100,000 of legal costs following a motorbike accident caused by someone else, including help with personal injury claims.

  • Keep 100% of your personal injury compensation (without a motor legal expenses policy in place, your solicitor may deduct their fees from the amount you're awarded)
  • Defend a motoring prosecution arising from an incident while you were using your motorbike
  • Recover any lost earnings if you're unable to work
  • Call a free 24/7 legal advice telephone helpline service for any private legal matter

Any claim must have more than a 50% chance of the case being successful.