Flow monthly renters insurance on subscription

Monthly subscription insurance for tenants, simplified.

Flexible pay monthly insurance to cover your possessions, exclusively for renters. 

Get a Flow renters quoteGo to your Flow account

Get a quote in less time than it takes to smash an avocado. 

Monthly contents insurance for renters made simple 

  • Flexible monthly contents insurance against fire, theft, floods, water leaks and more
  • We'll only ask you a few simple questions to get a quote. Don't worry, you won't need to know what type of door lock you have!
  • Add up to 10 specified items to cover you when you're out and about. Find out more about Flow renters

Subscribe and forget the hassle

  • Your monthly subscription will keep rolling until you cancel, so you know you're always covered
  • There are no admin or cancellation fees to worry about and we won't charge you monthly interest
  • Whether you're a new or existing customer, you'll always get our best monthly Flow price

You call the shots with your account

  • With Flow, you manage your account online, so there's no need to call us
  • Want to add your new bike to your cover or remove your laptop? Login to your Flow account 24/7 to make changes
  • If you need to make a claim, log your claim in your account and we'll put you in touch with your very own claim handler. Find out more about our claims process.

Flow renters insurance for tenants or LV= annual contents insurance?

Compare our two cover options to find out which is best for you.
Compare our cover

So, how does our monthly renters subscription pricing work?

Optional extras

Boost your Flow renters cover

Cover outside your home

Do you want to cover any items outside your home?

  • Such as your bike, mobile phone, laptop, tablet, or jewellery. We’ll cover you for accidental loss or damage and theft. You can cover up to 10 specified items worth up to £5,000 each, up to a maximum total of £20,000.


Accidental damage cover

Do you want cover for accidents like breakages or spillages in your home? 

  • We get it, accidents happen. Accidental damage cover gives you extra peace of mind. Whether your pet has scratched your sofa or you've spilt a drink over your laptop, we've got you covered. 

More about Flow renters

Our awards and recognition

  • LV= has been voted joint 1st place as the UK's No.1 insurer for customer service. Based on UKCSI survey July 2020.