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Life Insurance with Critical Illness

Our life with critical illness cover can pay a lump sum of money if you die or suffer a critical illness

  • With a total of 63 critical illnesses covered, we’re one of the market leaders
  • Up to £25,000 children’s critical illness cover at no extra cost
  • We pay claims quickly – and you can use your money how you want
Man in wheelchair looking down at a dog with a women stroking the dog and green heart in the background

How will my life insurance policy relate to my other insurance and investments?

If you're looking into life insurance, why not make it part of a wider exercise and review other financial arrangements? It may be possible that one or more other policies can be linked to your life insurance – or vice-versa – or perhaps you can avoid unnecessary duplications. For example, critical illness cover can be combined with a life insurance policy.

If you're young, you'll hopefully have a long life ahead of you, but the main reason for thinking about life insurance and critical illness applies no matter how old you are, and that is who would lose out financially if you died or became critically ill?

Life insurance and mortgages

It's common – and recommended – to take out life insurance to protect your mortgage payments, so that your mortgage loan is paid off if you die before the end of the mortgage period. It's worth checking that your mortgage protection policy at least covers the outstanding amount of your mortgage loan.

Professional advice on life and income protection insurance

It can be daunting deciding what to do for the best. If you'd like some financial advice to help you make the most of your money, our life and income protection insurance advisers are able to provide professional, easy-to-understand advice.

Our advisers only offer advice on the protection products of LV=.

Our life with critical illness application is quick and easy

A customer story

Paul shares his experience with us.

Image of Paul

Children's critical illness cover

Nicola and Jeremy share their story about their son's illness.

Image of Nicola and Jeremy

You can also phone

Call our UK-based advisers for more information or a quote:

Green phone

0800 756 8515
Quoting offer code IELO

9am - 7pm Monday to Thursday
9am - 5pm Friday

For existing customers

Green phone

0800 678 1906
9am - 8pm Monday - Thursday
9am - 5pm Friday

TextDirect first dial 18001

We may record and / or monitor calls for training and audit purposes.

We offer advice on LV= products only.

If you need cover for total permanent disability you will need to call our advisers. This cover is not available if you apply online.

Existing customer?

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more

Why choose LV=

An insurance provider you can trust established in 1843.

  • 91% of critical illness claims paid in 2015
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents

Get advice

Speak to one of our advisers who can make sure you have the right cover for your needs.

Get some advice