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Life Insurance with Critical Illness

Our life with critical illness cover can pay a lump sum of money if you die or suffer a critical illness

  • With a total of 63 critical illnesses covered, we’re one of the market leaders
  • Up to £25,000 children’s critical illness cover at no extra cost
  • We pay claims quickly – and you can use your money how you want
Man in wheelchair looking down at a dog with a women stroking the dog and green heart in the background

How will my life insurance policy relate to my other insurance and investments?

If you're looking into life insurance, why not make it part of a wider exercise and review other financial arrangements? It may be possible that one or more other policies can be linked to your life insurance – or vice-versa – or perhaps you can avoid unnecessary duplications. For example, critical illness cover can be combined with a life insurance policy.

If you're young, you'll hopefully have a long life ahead of you, but the main reason for thinking about life insurance and critical illness applies no matter how old you are, and that is who would lose out financially if you died or became critically ill?

Life insurance and mortgages

It's common – and recommended – to take out life insurance to protect your mortgage payments, so that your mortgage loan is paid off if you die before the end of the mortgage period. It's worth checking that your mortgage protection policy at least covers the outstanding amount of your mortgage loan.

Professional advice on life and income protection insurance

It can be daunting deciding what to do for the best. If you'd like some financial advice to help you make the most of your money, our life and income protection insurance advisers are able to provide professional, easy-to-understand advice.

Our advisers only offer advice on the protection products of LV=.

Our life with critical illness application is quick and easy

Children's critical illness cover

Nicola and Jeremy share their story about their son's illness.

Image of Nicola and Jeremy
Call LifeSearch on:
0800 197 2266

Mon to Thu 8am - 8pm
Fri 8am - 6pm

Existing customer?
0800 678 1906

8.30am - 6.30pm Monday to Friday

Calls may be recorded and/or monitored for training and audit purposes.

LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.

More about LifeSearch and your protection needs

Understand life cover

We've created lots of useful information to guide you through the process of finding which life insurance product is right for you.

Find out more

Why choose LV=

An insurance provider you can trust established in 1843.

  • 91% of critical illness claims paid in 2016
  • UK's largest friendly society

Policy documents

  • Policy summary
  • Policy conditions

View policy documents

Get advice

LV= have chosen to partner with LifeSearch to offer customers independent advice for protection products.

Speak to LifeSearch