If you're looking into life insurance, why not make it part of a wider exercise and review other financial arrangements? It may be possible that one or more other policies can be linked to your life insurance – or vice-versa – or perhaps you can avoid unnecessary duplications. For example, critical illness cover can be combined with a life insurance policy.
If you're young, you'll hopefully have a long life ahead of you, but the main reason for thinking about life insurance and critical illness applies no matter how old you are, and that is who would lose out financially if you died or became critically ill?
It's common – and recommended – to take out life insurance to protect your mortgage payments, so that your mortgage loan is paid off if you die before the end of the mortgage period. It's worth checking that your mortgage protection policy at least covers the outstanding amount of your mortgage loan.
It can be daunting deciding what to do for the best. If you'd like some financial advice to help you make the most of your money, our life and income protection insurance advisers are able to provide professional, easy-to-understand advice.
Our advisers only offer advice on the protection products of LV=.
Call our UK-based advisers for more information or a quote:
0800 756 8515
Quoting offer code IELO
9am - 7pm Monday to Thursday
9am - 5pm Friday
0800 678 1906
9am - 8pm Monday - Thursday
9am - 5pm Friday
TextDirect first dial 18001
We may record and / or monitor calls for training and audit purposes.
We offer advice on LV= products only.
If you need cover for total permanent disability you will need to call our advisers. This cover is not available if you apply online.