Coronavirus - Savings, Investment, Pension and ISA Policies

Coronavirus update and your policy

This information is especially for you if you have any of these policies:

  • Conventional with-profits – whole-of-life, endowment and pension policies taken out with us before 1997
  • Unitised with-profits policies (excluding ‘Flexible Guarantee’ policies)   
  • With Profits Pension Annuity
  • Pension Income Plus Annuity
  • Appropriate Personal Pension Plan
  • Flexible Whole Life Plan
  • All-In-1 Investment Bond
  • Guaranteed Capital Bond 
  • A policy that was originally taken out with RNPFN (Royal National Pension Fund for Nurses)
  • A policy that was originally taken out with Teachers Assurance
You’ll have noticed in the news the significant volatility and reductions in markets around the world as concerns about the effect of COVID-19 took hold, and continues to do so. No-one can be sure, but given the uncertainties around how the virus will spread and the impact it will have, it seems likely that we should anticipate that this market volatility will continue. 

We completely understand that the economic impacts and the consequences seen in the markets leave some people very worried about their investments, and what to do. It’s quite normal for stock markets to fall but obviously we’ve seen a marked difference in a short space of time.
It’s important to bear in mind that we think of long-term investments as being ten years, and in a lot of cases much longer than that. Even in these extraordinary times taking a longer-term view remains a sensible perspective to take, especially as spur-of-the moment choices, like taking money out, could carry its own risks. 

Some of our products also benefit from valuable guarantees, and our with-profits policies can benefit from smoothing which means that the impact of market volatility is reduced. Please check out your original product information, or your latest annual statement to see if these features apply to your policy.

Contact your financial adviser, or us, if you’re:

Please contact us via the details below

We’d be really grateful if you could use email first so we can keep our phone lines as free as possible for vulnerable customers

Annuity [email protected] 
Pension [email protected]
ISA [email protected]
General questions [email protected]
If you'd like us to try and track down an old policy [email protected]

Annuity [email protected] 
Pension [email protected]
ISA [email protected]
General questions [email protected]
If you'd like us to try and track down an old policy [email protected]

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