As efforts continue to save lives and protect our NHS, we’re still being encouraged to work from home where possible, and continue with social distancing measures.
Of course our thoughts and concerns are with the ones we love and everyone’s health and wellbeing. But if you have an Income Protection policy with us you may naturally be thinking about whether it could help.
Income Protection is designed to help people maintain their lifestyles by supplementing lost income if someone can’t work because they are ill or have an accident.
Can I make a claim
This type of insurance policy has a waiting period before a claim can be paid out.
- The minimum waiting period on our Income Protection policies is one month, but it could be longer depending on what length of time people chose when they took the policy out.
- As most people, who contract Covid-19, will only suffer symptoms for a week or two it’s unlikely we’d pay a claim for these people.
- If someone has an underlying medical condition it could take them longer to get better. In these cases, we’ll look at any claim and assess each person’s individual circumstances and waiting period.
More about making a claim
If you think you want to make a claim on your policy here are some questions you might have
Existing Customers
Questions especially for our current policyholders
New to LV=
Questions you might have if you’ve recently applied for a new product with us
Extra Support
How we can help if you’re struggling to make ends meet
get in touch
If you need to get in touch about your policy, please email us