Motor Insurance Database (MID) Team

Our dedicated MID Team is here to help if you already have a policy with us

How to contact our MID team

Get in touch by phone or email if you need to update the Motor Insurance Database

Call our MID team

0800 028 9566

Lines open 9am - 5pm Mon to Fri

Calls will be recorded. For Text Phone dial 18001

Learn more about MID

To find out more about the MID and how it's used, just click below.

Mib.org.uk
What you're responsible for

What you need to do depends on the product you have

If you’re a Fleet policyholder with LV=, you’ll need to do the following:

You're responsible for both informing the MID Team of all vehicles at inception so they can upload the details to the MID. You must tell the LV= MID team (contact details above) and your insurance broker of any vehicle changes.

If you're a Motor Trade Combined policyholder with LV=...

You’re responsible for updating the MID with your vehicle details from inception. A pro forma should have been completed by your broker at inception with all vehicles held by you. We'll use this information to load your vehicles onto the MID. You must tell the LV= MID team (contact details above) and your insurance broker of any vehicle changes.

UPDATING THE MID

How do I update the MID myself? 

  • You can only update the MID yourself if you are a Large Fleet policyholder (20+ vehicles) or a Motor Trade Combined policyholder
We allow policyholders and brokers (on behalf of policyholders) to go direct to the MID to make changes. For more information about how to do this please contact the MID team on 0800 028 9566.

Compliance targets

The Department For Transport (DFT) have set specific targets for getting data on to the MID.

MID 2 – multiple vehicle policy         Targets
Policies                95% policy data to the MID within 14 days
Vehicles         95% vehicle changes to the MID within 14 days
MID 2 – multiple vehicle policy         Targets
Policies                95% policy data to the MID within 14 days
Vehicles         95% vehicle changes to the MID within 14 days
If these targets are not met, there are sanctions in place and the insurers will be fined by the MIB / DFT. If the policyholders of MID 2 policies do not keep the vehicle schedule up to date, they can also be fined up to £5,000.