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Matched No Claim Discount

We could match up to nine years no claim discount on every car

Call 0800 756 8510

Matched no claim discount

We'll match up to nine years no claim discount (NCD) when you take out another LV= car insurance policy for you or your partner.

Every car you insure with us will also receive a 5% multi car discount, so why not see how much you could save?

Call our UK call centre on

0800 756 8510

8am - 8pm Monday to Friday
9am - 5pm Saturday and bank holidays
10am - 4pm Sunday

Calls may be recorded

Watch our video guide on understanding LV= no claims discount (NCD)


Green car with a plus sign representing insuring another car

Insure another car with LV=...

Two NCD papers with ticks representing matching up to nine years no claim discount

and we could match up to nine years no claim discount

5% tag

Plus you'll get a 5% multi car discount


How does matched no claim discount work?

  • We'll match your current LV= NCD for you or your spouse/partner living at your address, as long as all drivers are 25 years or over and are claim free for the past 12 months.
  • When you insure more cars through LV=, each car will have its own policy. If one driver needs to make a claim, the other driver's no claim discount won't be affected.
  • You can insure additional cars at any time throughout your 12 month LV= policy, and each will have their own start date as well as receiving the 5% multi car discount.
  • There's no limit on how many policies you can take out - your no claim discount will be matched every time.

Call us on 0800 756 8510 to get your matched no claim discount

LV= matched no claim discount FAQs

Can I insure two cars at the same time?

Yes, you can insure as many cars as you like at any time by calling our friendly UK based call centre on:

0800 756 8510

Each car is covered on a separate policy, so if there's a claim on one policy it won't affect the no claim discount on the others.

Who is eligible for the matched NCD offer?

We'll match your current LV= no claim discount up to nine years for you or your spouse/partner living at your address, as long as all drivers are 25 years or over and have been claim free for the past 12 months.

Will the cars be insured on the same policy?

No, each car has its own policy, so if there's a claim on one policy it won't affect the no claim discount on the others.

What if I or my spouse or partner has had a claim?

We can't give the matched no claim discount if they've had a claim in the last 12 months but we can still offer a 5% multi car discount.

What happens if we need to make a claim?

Don't worry, if you need to make a claim, none of the other multi car insurance policies will be affected. The matched no claim discount will continue for as long as you (and your spouse/partner) continue to renew your car insurance with us.

If you've protected your no claim discount for the life of your policy, your NCD won't be affected at renewal.

You can find out more about protecting your no claim discount on our car insurance optional extras page.

What if we already have two or more cars insured with LV=?

Call 0800 756 8510 and we'll match the highest no claim discount up to a maximum of nine years.

We love saving you money on other insurance too...