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Compare Car Insurance

Are you getting the right cover?

5 Star cover that costs less

The LV= green car with a heart

Car Insurance Comparison

If you've ever tried to compare car insurance quotes from different insurance providers and price comparison websites, you'll understand how time-consuming and frustrating it can be.

While car insurance comparison sites may highlight the cheapest quotes, if you look closely, they may not give you the most benefits included within your policy.

To help you compare LV= Comprehensive Car Insurance policy cover with others in the market, see how we compare below:



Direct Line

(Single car)


More Than

Aviva (Standard cover)

Replacement keys if lost

Not included Included Included Not included Included

Provide more than £150 personal belongings cover

Not included
Included Included Included

Replacement Child Seats

Included Included Included Included Included

24 hour UK Claims Lines

Not included Included Included Included Included

5 year guarantee on car repairs when you use a recommended repairer

Included Included Included Included Included Included


Included Not included Not included Not included Not included Not included

Uninsured driver promise

Included Included Included Included Included Included

Based on standard comprehensive car insurance (July 2017) for new customers only, excluding optional extras, multi-car products, Direct Line Plus, and any higher levels of cover above the standard.

What are the types of car insurance?

In general, there are three types of car insurance cover;

Third Party Only

Third Party is the most basic level of cover and only pays out if you damage someone else's vehicle or property. Any damage to your own car isn't covered.

Graphic of a blue car with a tick on it

Third Party Fire & Theft

This type of policy pays out for damage to other people's vehicle or property and also includes a level of cover for theft, as well as damage as a result of attempted theft or fire.

Graphic of a blue car, a fire and a thief with a green tick

Fully Comprehensive

This is the highest level of cover available for your vehicle. LV= provides one of the most comprehensive policies in the market as indicated by the Defaqto 5 Star Rating.

Graphic of a blue car, a fire, a thief and a green car with a green tick

Graphic of a magnifying glass on a sheet of paper with ticks and crosses on it

How do I compare car insurance policies?

Use our handy table above to compare LV= comprehensive car insurance with policies from other insurers. You can see, at a glance, that LV= covers things like replacement car keys if yours are lost or stolen, as well as misfuelling cover if you accidentally fill up with petrol instead of diesel. Whereas, not all other car insurance providers offer the same level of cover.

We use data supplied by Defaqto, the independent financial research company. You can also do your own research and compare car insurance policies by looking for the most current policy documents online.

Where can I compare car insurance quotes online?

The price of your car insurance may be the most important factor in making your decision about which car insurance company to choose. We offer comprehensive cover at a competitive price and have created a short guide to explain how we work out the cost of car insurance.

To compare prices, you can either get a quote directly from car insurance providers – or use a price comparison website. Remember, not all car insurers appear on these sites.

Graphic of a blue piece of paper showing different rows with ticks and crosses on each row

Graphic of a scale. On one end of the scale is a green car with coins behind it and on the other end of the scale is a yellow car with coins behind it

Who offers the cheapest car insurance?

The cheapest car insurance may not always offer the best level of cover for your needs. It's important to know how much cover your insurance provides, as well as how much excess you'd need to pay in the event of a claim.

Sometimes the cheapest car insurance quotes don't include features such as accidental damage or personal injury cover.

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