Insurance FAQs

Can I insure a Cat S or N vehicle?

Yes, with LV= Car Insurance, you can insure a Category S (Cat S) or Category N (Cat N) vehicle with us provided it is roadworthy and has an MOT if applicable.

You can get a quote online.

What is a Cat S car?

When a vehicle is written off with the classification Category S, it has sustained damage to any part of the structural frame or chassis which requires realignment to its original dimensions or replacement of these parts. A minor, localised repair on a panel that has been identified as structural, would not necessarily be considered realignment of a structural panel.

What is a Cat N car?

When a vehicle is written off with the classification Category N, it has not sustained damage to the structural frame or chassis requiring realignment to original dimensions or Replacement, there may still be some safety critical items that require replacement (e.g. steering and suspension parts).