Interest in electric cars has only been heightened by a government ban on sales of new petrol and diesel cars that comes into force in 2035. This deadline now has many drivers wondering if they should buy an electric car for their next vehicle. In many cases it makes sense, though it won’t be for everyone just yet.
Whether or not you should buy an electric car will depend on your lifestyle and a number of other factors. Any purchase should fit in with all your commuting and leisure pursuits, whether you’re looking to buy new, used or on finance.
This electric car buying guide looks at who buys electric cars, the types of lifestyles they suit and anything else you need to think about.
The type of driving you’ll be using it for, your lifestyle and where you live can all influence whether or not you should buy an electric car. For instance, if your daily commute is less than 100 miles and you have access to a charging point, an electric car could be an ideal option.
Drivers who have off-street parking at home will find charging a lot easier. At home, you'll be able to recharge in your garage or on the drive and leave it charging overnight. While you’ll have to pay for the cost of installing a charging point, the ongoing electricity costs are cheaper than filling up with petrol or diesel. There are also government grants available for installing home charging points which will help offset some of the initial set-up costs.
If your workplace also has charging points, this makes it even more convenient and cost-effective. You could suggest installing one to your employer as there are grants available for businesses as well.
The eventual ban on new petrol and diesel cars could make you think now is the best time to go electric no matter what. Despite the improvements, environmental benefits and other advantages of electric cars, they won’t be for everyone just yet.
People who rely on their car for long-distance trips – whether for daily commutes or family outings – may feel constrained by an electric car. Depending on the average number of miles you cover each day the battery range might not stretch far enough – so it’s worth doing your homework first.
Even though an electric car is likely to prove more cost-effective in the long run, your budget may struggle to cover the initial costs. As the availability of electric cars increases in the years to come these costs should come down, both in the new and used car markets.
For some people their living situation may mean it’s simply not feasible to own an electric car. For example, if you live in a rented flat it could be problematic to charge your car at home.
When it’s a rented house with a garage or driveway this may be less of an issue, until it comes to getting a home charging point. A home charging point is faster than using a cable from a three-pin socket and advisable for any electric car driver. If your landlord refuses to install one but allows you to at your own expense, this will work in the short term. However, when you move out you won’t be able to take the charging point with you and are likely to lose the money you spent on its installation.
Eco-conscious drivers who mostly cover short distances for work and play are more likely to reap the benefits of an electric car – but you also need nearby charging points to make it work.
Spend some time thinking about how you plan to use your electric car and how you’ll charge it to decide if it’s the best option. If you do decide to go electric, you can enjoy peace of mind from knowing everything is covered with our dedicated electric car insurance. Take a look at some of the unique benefits our cover offers.
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