Broken down green vehicle with LV= green hearts coming out of the open bonnet

European breakdown cover

Our UK and European Assist breakdown cover is 5 Star rated by Defaqto - join us to see why…
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Cover Features

Why choose LV= Britannia Rescue UK & European Breakdown cover?

Icon of a breakdown van towing a broken down car to a gas station
  • 24/7 English-speaking breakdown assistance from our UK call centre
  • Roadside assistance and recovery to a local place of repair in Europe and a national recovery in the UK
  • We'll arrange repatriation and transport of your vehicle back to the UK if it’s not fixed in time for your return journey
  • Alternative travel arrangements if you break down before your trip or when in Europe
  • Fix your vehicle at the roadside whenever we can
  • Overnight accommodation or a hire car if repairs can't be completed in time for your return journey


On price comparison websites, UK & European Assist may be referred to as Nationwide with Home & European Assistance.

European breakdown cover

Here's what you need to know before you head off on your European roadtrip...

  • If you break down on the motorway or at a motorway service station in France, you’ll have to call for help from the orange SOS box on the side of the road, or 112 from your mobile. You’ll be put through to the police or motorway service operator who will send their provider to help you.
  • Recovery agents may not speak English, so customers are advised to call the assistance service if there is any translation required.
  • The replacement vehicle entitlement will not be activated if you can’t produce a valid driver's licence and credit card under the same name and agencies in Europe will not accept debit cards. You will also need to have sufficient funds in your account to cover the deposit, as this will not be covered by your insurance or Opteven.
  • Make sure you travel with your driver's licence, original insurance certificate and the V5 of the vehicle. This is a legal requirement in many countries. You should check before you leave. If you plan to drive a car hired in the UK abroad, then you should carry a VE103 Certificate.
  • Garages in France close between 12 and 2pm for lunch. Garages in Spain close for 'siesta' but the times vary from garage to garage.
  • You will need to display a UK sticker clearly on the rear of your vehicle if your number plate doesn’t have it. Since September 2021 a GB sticker or number plate isn’t sufficient.
  • It is illegal in France and some other European countries (Germany for one) to change just one tyre on an axle of a vehicle; both tyres on a shared axle need to be changed.
  • Drivers in some larger cities in France will need to purchase a ‘clean air’ sticker to denote the level of emissions a vehicle produces.
  • Warning triangles, fluorescent jackets and first aid kits are compulsory in some countries.
  • Pets will not be allowed on any ferries to cross the channel unless they are in a cage within a vehicle.

Existing Customers

If you’re an existing customer, you can add UK and European breakdown cover to your LV= car insurance

LV= Britannia European Breakdown Cover FAQs

AWARDS and recognition

Breakdown cover that just works

  • 5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist cover
  • LV= breakdown cover rated 4.9 out of 5 based on 103 customer reviews independently verified by Feefo
    Correct as of 15 February 2023