Broken down green vehicle with LV= green hearts coming out of the open bonnet

Breakdown cover

Cheaper breakdown cover? Cover starts from just £33 a year. See how we compare...
Get a breakdown quoteExisting Breakdown customers

Let's see which of our 5 levels of annual vehicle breakdown cover works for you...

Product name for direct breakdown customers Roadside Assist 
Roadside & Home Assist  UK Recovery UK Recovery & Home
UK & European Assist
Price £33 a year
£66 a year
£73 a year
£102 a year
£152 a year
Cover for anyone driving the vehicle
yes yes yes yes yes
Assistance more than 1/4 mile from home yes yes yes yes yes
Local recovery up to 10 miles from where you break down yes yes yes yes yes
Cover at home No yes No yes yes
Same day recovery to anywhere in the UK No No yes yes yes
Hire car, alternate transport or overnight accommodation No No No  yes yes
European breakdown cover
 No No
 No  No  yes
Cost to add personal cover   +£26 +£26  +£43  +£48 +£48

Choose the breakdown product that suits you...

Annual cover

  • Cover that lasts all year, with the option to renew automatically.
  • The cheapest way to buy our standalone breakdown cover – rest assured you're looked after all year round.
  • Get a quote online or call 0330 678 7117. Lines open: Mon-Fri 8am – 8pm, Sat 9am – 5pm, Sun 10am – 4pm. First dial 18001 for TextPhone. Calls are recorded.

Get a breakdown quote 

Monthly cover

  • Flexible cover you can cancel any time with no cancellation fee.
  • You'll get the same great service as our annual product with access to over 4,000 breakdown professionals.
  • Call us for a quote, lines are open: Mon-Fri 8am – 8pm, Sat 9am – 5pm and Sun 10am – 4pm. For TextPhone first dial 18001. Calls are recorded.

Call us on: 0330 678 7117 

Broken down with no cover? 

  • Car won't start? If you need a one-off UK roadside recovery, we're here for you.
  • Get the same reliable service you'd get with our annual product, with access to over 4,000 breakdown professionals.
  • Get assistance now by calling us on our 24-hour breakdown line. For TextPhone first dial 18001. Calls are recorded.

Call us on:
 0330 678 7116

More about LV= Breakdown cover

What do I need to get a breakdown insurance quote?

For a quicker quote, make sure you have all this to hand:

A document with a car next to it
  • Driver details – personal details like your date of birth, address and contact details for you and any named drivers.
  • Vehicle details – information about your vehicle such as the make, model and registration.
  • Eligibility – we’ll need to know if you're a UK resident and legally entitled to drive. You should also make sure you don't already have breakdown cover elsewhere - like with your bank - so it's worth double-checking.


At LV=, we want to help you find the right breakdown insurance at the best price. You may be able to find UK Breakdown cover cheaper elsewhere, but it might not provide everything you need. 

For added peace of mind, we don’t charge a fee if you need to cancel during your cooling-off period. This means you have 14 days from receiving your documents if you change your mind.

LV= Breakdown cover FAQs

AWARDS and recognition

Breakdown cover that just works

  • 5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist breakdown cover
  • We're ranking at 4.4/5 by Trustpilot.
    Correct as of 12 July 2024

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