Broken down green vehicle with LV= green hearts coming out of the open bonnet

Breakdown cover

Name: Cheaper Breakdown Cover? | Quotes from just £30 a year | LV=
Brand: LV=

Cheaper breakdown cover? Cover starts from just £30 a year. See how we compare...

Get a breakdown quoteExisting Breakdown customers

Get a breakdown quote

Why choose LV= Britannia Rescue Breakdown Cover?

9.1out of 10

Read 267 reviews

Unlimited call outs (as long as it's not a recurring problem)
You can count on us 24 hours a day, 365 days a year
Our average response time is just 55 minutes*
Our cheapest breakdown cover starts from just £30 a year
You can compare and choose from five levels of cover
Our mobile mechanics can fix and recover both fuel and electric vehicles
We fix 4 out of 5 cars at the roadside*

*Average response time of 54.35 mins. 93% of 54,835 customers were able to complete their journey. From Agent Performance Report June 2022 - November 2022.

What3Words

Our What3Words partnership

We've partnered with what3words to help make being stranded "erm, somewhere southbound on the M25?" a thing of the past.

If you download the free app before setting off on your journey we can find you easily if you breakdown.

A car next to a phone box

Get cheaper breakdown cover if you already have LV= car insurance

You can benefit from cheaper breakdown and European breakdown cover if you add it to your LV= car insurance. If this sounds good to you, give us a call on 0330 678 5222 and we'll get it sorted.

Just so you know, optional Personal Cover is not available when adding Breakdown to your LV= car insurance.

If you don't have LV= car insurance and just want to get breakdown cover, no worries - check out the info below to see what's what.

What is Breakdown Cover?

It's Monday morning and your car won't start. If you don't know how to jump start a car, we're just a phone call away...

The process was very concise and there was value for customer's money.

Icon of a breakdown truck and a broken down car. A man is looking underneath the bonet of the car.

Breakdown cover can also be referred to as breakdown recovery or roadside recovery, so please check if you already have this kind of cover with your bank before taking out a policy.
Our trained mobile mechanics aim to fix your vehicle at the roadside. We have over 4,000 breakdown professionals.
If a roadside fix isn't possible, we'll tow you to a nearby garage or to your home
We repair and recover Petrol, Diesel, Hybrid and Electric cars
We'll recharge your electric vehicle if you run out of battery mid-journey
You can add optional extras like European cover, Personal cover or Home Start to your cover
Personal Cover* protects you and your partner if you breakdown in a vehicle that's not yours. We'll cover you both in any privately-owned vehicle in the UK, whether you're driving or a passenger.

5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist cover

*Please note: optional Personal Cover is not available when adding Breakdown to your LV= car insurance.

The process was very concise and there was value for customer's money.

Choose the breakdown product that suits you...

Annual cover

Cover that lasts for a year or more, with the option to renew automatically.
The cheapest way to buy our standalone breakdown cover, and you can rest assured you're looked after all year round.
Get a quote online or call us on 0330 678 7117. Lines open: Mon – Fri 8am – 8pm, Sat 9 – 5 and Sun 10 – 4. For TextPhone first dial 18001. Calls will be recorded.

Get a breakdown quote

Short-term cover

Off on a road trip? Get pay as you go monthly cover which you can cancel anytime.
You'll get the same great service as our annual product with access to over 4,000 breakdown professionals.
Get a quote by calling us. Lines open: Mon – Fri 8am – 8pm, Sat 9 – 5 and Sun 10 – 4. For TextPhone first dial 18001. Calls will be recorded.

Call us on: 0330 678 7117

Broken down with no cover?

Car won't start? If you need a one off UK roadside recovery, we're here for you.
Get the same reliable service you'd get with our annual product, with access to over 4,000 breakdown professionals.
Get assistance now by calling us on our 24-hour breakdown line. For TextPhone first dial 18001. Calls will be recorded.

Call us on: 0330 678 7116

Let's see which of our 5 levels of annual cover works for you...

Product name for Direct customers	Roadside Assist	Roadside & Home Assist	UK Recovery	UK Recovery & Home Assist	UK & European Assist
Price	£30 a year	£63 a year	£70 a year	£99 a year	£142 a year
Cover for anyone driving the vehicle
Assistance more than 1/4 mile from home
Local recovery up to 10 miles from where you break down
Cover at home
Same day recovery to anywhere in the UK
Hire car, alternate transport or overnight accommodation
European breakdown cover

Cost to add personal cover	+£26	+£26	+£43	+£48	+£48

Product name for Direct customers	Roadside Assist	Roadside & Home Assist	UK Recovery	UK Recovery & Home Assist	UK & European Assist
Price	£30 a year	£63 a year	£70 a year	£99 a year	£142 a year
Cover for anyone driving the vehicle
Assistance more than 1/4 mile from home
Local recovery up to 10 miles from where you break down
Cover at home
Same day recovery to anywhere in the UK
Hire car, alternate transport or overnight accommodation
European breakdown cover

Cost to add personal cover	+£26	+£26	+£43	+£48	+£48

What info do I need to get a breakdown insurance quote?

For a quicker quote, make sure you've got all of this to hand:

Driver details – personal details like your date of birth, address and contact details for you and any named drivers.

Vehicle details – information about your vehicle such as the make, model and registration.

Eligibility – to make sure we can insure you, we’ll need to know if you are a UK resident and legally entitled to drive. We also need to make sure you don't have breakdown cover elsewhere - it's always best to double check that your bank isn't already providing you this.

At LV=, we want to help you to find the right breakdown insurance at the best price. Just because you may find it cheaper elsewhere, it may not necessarily provide you with everything you need.

For added peace of mind, we don’t charge a fee if you need to cancel during your cooling-off period. This gives you 14 days from when you receive your policy documents to cancel with no fees.

More about LV= Breakdown cover

Cover options

More about our cover options

Why Roadside Assist?

If your car breaks down, anyone who's driving the vehicle can benefit from Roadside Assist. With this level of cover, you'll get assistance from 1/4 mile away from home and local recovery up to 10 miles from where you've broken down. Although this is our most basic level of cover, you can still rely on us to be there when you need us.

On price comparison websites, Roadside Assist may be referred to as Local Recovery.

Why Roadside and Home Assist?

If your car breaks down at home or on the road, we’ll be there to get it sorted as quickly as we can. If for any reason we can’t fix your car, you’ll benefit from a local recovery up to 10 miles from wherever you’ve broken down. So, you can rest assured that we’ll be there for you (and your car) whenever you need us.

On price comparison websites, Roadside and Home Assist may be referred to as Local Recovery & Home Start.

Why UK Recovery?

We’ll come to the rescue if you break down more than 1/4 mile away from home, and if we can’t fix things on the spot, we’ll provide you and your car with recovery to anywhere in the UK. So, if you’re off on a long journey, you can be sure we’ll be by your side if you need us.

On price comparison websites, UK Recovery may be referred to as Nationwide Recovery.

Why UK Recovery and Home Assist?

With this level of cover, you’ll get all the same good stuff as Roadside and Home Assist and UK Recovery, but you’ll also get a hire car, alternative transport and even overnight accommodation should you need it. With this level of cover, you can cruise calmly.

On price comparison websites, UK Recovery and Home Assist may be referred to as Nationwide Recovery and Home Start.

Why UK and European Assist?

This is our highest level of cover and we like to think it does it all. So, as well as coming to your assistance at home and anywhere in the UK, getting you a local recovery, and providing alternative transport or accommodation….we’re on hand in Europe too! So that road trip you’ve been planning just got a little less stressful.

On price comparison websites, UK and European Assist may be referred to as Nationwide Recovery & European Assistance.

What's not covered

Frequently asked questions

Our breakdown cover FAQs

Are other members of my household also covered for breakdown cover?

I've changed my vehicle - how do I transfer my breakdown cover?

Haven't found what you're looking for? No worries, you can read visit our breakdown FAQ hub.

Policy documents

Our policy documents

You can get these and other documents from us in Braille, large print or audio by sending us an email.

LV= Breakdown cover FAQs

Does LV= Breakdown cover flat tyres?

Does LV= Breakdown cover all types of vehicles?

Can I add breakdown cover to my LV= car insurance?

Yes! In fact, you can benefit from cheaper breakdown cover if you add it to your LV= car insurance policy. We offer a range of options so you’ll only pay for what you need. Sound good? Just give us a call on 0330 678 5222 and we’ll get it sorted.

Please note: Personal Cover is only available as an optional extra when Breakdown Cover is taken separately. It's not available when adding Breakdown to your LV= car insurance policy.

Lines are open:

Monday to Friday 8am - 8pm
Saturday and Bank Holidays 9am - 5pm
Sunday 10am - 4pm

Calls will be recorded. For Text Phone: dial 18001 first.

Are other members of my household also covered for breakdown cover?

Yes, anyone driving the nominated vehicle will be covered for breakdown as long as they are insured to drive it and have your permission to drive the vehicle. To be covered in any other vehicle they'll need separate breakdown cover for that vehicle.

If you want to cover you and your spouse/partner in any other privately owned vehicle while in the UK then you can add personal cover to your policy.

How much is LV= Breakdown cover?

Do I have to pay a breakdown excess if I call you out?

I have breakdown cover with LV=. What should I do if I break down?

If your vehicle lets you down we'll be there for you. Here's some guidance about what to do in the event of a breakdown.

If possible try to pull over to the hard shoulder or as far left or as away from the road as possible. Switch on your hazard lights and, if it's dark or the light is bad, keep your side lights on.

If you can't get your vehicle clear of the road only leave your vehicle if you can do so safely. If you cannot safely exit the vehicle and decide to stay in it keep your seat belt on at all times. If you can safely leave your vehicle leave by the passenger door and keep well back from the road on a verge or on the other side of the barrier if there is one. Keep a clear view of the oncoming traffic and don't stand in front of your vehicle. Make a note of your location and the surrounding area and call our 24 hour breakdown line on 0330 678 7111 or 01484 435 806 from your mobile, a pay phone or a motorway emergency phone when it is safe to do so. (for Text Phone dial 18001 first).

If you're driving in Europe remember to check out the country you are travelling to before you get there. Driving legislation and restrictions can differ widely between European countries and it's best to be prepared. For example if you break down on a French motorway or A road, you should contact the French police by calling from an orange emergency phone box, or dialling 112 from your mobile phone. The French police will then recover your vehicle off the motorway and charge you for the service. We will reimburse you for these charges on your return to the UK (you will need to send us the receipt as per the policy documents). Once you've been recovered off the motorway, you should then call us for assistance.

For European assistance call us on +44 1484 435806 (for Text Phone dial +44 151 494 1260).

Lines open 24 hours a day, 7 days a week. Calls will be recorded.

What should I do if I have a Road Traffic Collision rather than a breakdown?

If you're involved in a Road Traffic Collision (RTC), you should contact your car insurance company first so any benefits such as a courtesy car can be arranged for you.

If they aren't able to help you, then we can offer service under your breakdown policy. However, if there is any specialist equipment involved in the recovery of the vehicle following an RTC, such as a winch or hoist, you'll be liable for those charges.

Get a quick annual cover quote online

Get a breakdown quote

Prefer to call? No problem

0330 678 7117

Lines open:

Mon to Fri 8am - 8pm

Sat 9am - 5pm

Sun 10am - 4pm

For Text Phone first dial 18001

Calls will be recorded

AWARDS and recognition

Breakdown cover that just works

5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist cover

Looking for something else? Perhaps these handy links can help

LV= breakdown insurance is rated 9.1 out of 10 based on 267 customer reviews independently verified by Reevoo

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Breakdown cover

Why choose LV= Britannia Rescue Breakdown Cover?