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Open road at sunrise

Motorbike insurance optional extras

Have we left you wanting more? Here’s how you can tailor your policy
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personal accident cover

"What if I'm seriously injured while using my motorbike?"

Personal accident insurance pays out £10,000 if you, your partner or a named rider on the policy suffer a serious injury while travelling on, or getting on or off your motorbike.

  • Receive a lump sum payout of £10,000 for a serious injury
  • Named riders on the policy are also covered
  • This cover also includes injuries like loss of sight or hearing - for full details of the injuries covered, please refer to the motorbike insurance policy document.

Breakdown cover

"Help! My motorbike has broken down!"

Our breakdown cover is there for you whenever your motorcycle lets you down.

  • A choice of three levels of breakdown cover means you only pay for what you need; choose from UK Recovery, UK and Home Assist, UK and European Assist.
  • Get help if your motorbike breaks down
  • Access to over 3,000 Britannia Rescue professionals
  • Call our 24/7 UK call centre if you need help

Vehicles must be kept in a roadworthy condition and where appropriate, have an MOT certificate and be taxed.

Protected no claim discount

Your careful riding has built up your no claim discount, we know you don't want to lose it

  • If you have earned four or more years no claim discount (NCD), you can protect it for the life of your policy
  • No matter how many claims you make you won't lose your NCD*
  • You'll continue to benefit from your no claim discount year after year

*Your discount is protected, but your premium may still increase, for example following an accident or a claim