Home insurance
Home insurance for the place you love mostAs a Boundless member, we'll treat you to discounted LV= Home Insurance
Existing home customers
Need to make a claim, change, or renew your policy? It only takes two ticks.
why choose lv=?
So, what's included with our home insurance?
- 24-hour UK emergency helpline, if you need help in a hurry
- 12-month warranty on all repairs when you use our recommended repairer service
- Online discount (plus save even more if you already have a product with us)
what's covered?
Whether you choose Home or Home Plus, we'll protect your happy place
- Unlimited cover to rebuild your home
Get up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus - Flexible contents cover
Because we know one size doesn't fit all - Accidental damage cover
Protects fixtures and fittings - and your TV, games consoles, tablets and laptops, too - Working from home
We'll cover your business equipment, such as laptops and PCs, for up to £15k on Home or up to your contents limit on Home Plus if you work from home - Only one excess to pay
If you're claiming under a combined buildings and contents policy - Lock replacement
Keys lost or stolen? We'll replace your locks so you're safe and sound in a flash
More about LV= home insurance
Cover Options
You can choose between our Home and Home Plus policies. Here's a handy breakdown of how they compare.
Home
- £1 million cover to rebuild your home
- £50,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
- £25k-£100k home contents cover
Home Plus
- Unlimited cover to rebuild your home
- £100,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
- Up to £150k contents cover
- Full accidental damage cover
- Personal belongings cover away from home
- Bicycles cover away from home
Find out more about our Home and Home Plus policies
Just select the level of cover when you get your quote – here's how they compare:
| What we'll cover | Home | Home Plus |
|---|---|---|
| The cost to rebuild your home | £1 million | Unlimited |
| Alternative accommodation if repairs to your home following a claim mean you can't stay there | £50,000 | £100,000 |
| Trace and access if there's a leak in your property | £5,000 | £10,000 |
| 12-month warranty on all repairs when you use our recommended repairer service | Included | Included |
| Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged | Included | Included |
| Full accidental damage for buildings | Optional | Included |
| Personal belongings away from home | Optional | Included |
| Bicycles away from home | Optional | Included |
| Locks and keys replacement | Included | Included |
| Contents of your home | £25k - £100k | Up to £150k |
| Accidental damage cover for your TVs, DVD players, games consoles and computers | Included | Included |
| Full accidental damage cover for contents | Optional | Included |
| Plants in the garden | £2,500 | £10,000 |
| Digital downloads cover if you need to replace your online music, movie and book collection | Included | Included |
| Business equipment - including if you work from home | £15,000 | Included |