Home insurance

Home insurance for the place you love most
Your home quoteYour saved home quote

why choose lv=?

So, what's included with our home insurance?

what's covered?

Whether you choose Home or Home Plus, we'll protect your happy place

  • Unlimited cover to rebuild your home 
    Get up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
  • Flexible contents cover  
    Because we know one size doesn't fit all 
  • Accidental damage cover 
    Protects fixtures and fittings - and your TV, games consoles, tablets and laptops, too
  • Working from home
    We'll cover your business equipment, such as laptops and PCs, for up to £15k on Home or up to your contents limit on Home Plus if you work from home
  • Only one excess to pay
    If you're claiming under a combined buildings and contents policy
  • Lock replacement
    Keys lost or stolen? We'll replace your locks so you're safe and sound in a flash

More about LV= home insurance

Cover Options

You can choose between our Home and Home Plus policies. Here's a handy breakdown of how they compare.

Home

  • £1 million cover to rebuild your home
  • £50,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
  • £25k-£100k home contents cover 

Home Plus

  • Unlimited cover to rebuild your home 
  • £100,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
  • Up to £150k contents cover 
  • Full accidental damage cover
  • Personal belongings cover away from home
  • Bicycles cover away from home

Find out more about our Home and Home Plus policies

Just select the level of cover when you get your quote – here's how they compare:

What we'll cover Home Home Plus
The cost to rebuild your home £1 million Unlimited
Alternative accommodation if repairs to your home following a claim mean you can't stay there £50,000 £100,000
Trace and access if there's a leak in your property £5,000 £10,000
12-month warranty on all repairs when you use our recommended repairer service Included Included
Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged Included Included
Full accidental damage for buildings Optional Included
Personal belongings away from home Optional Included
Bicycles away from home Optional Included
Locks and keys replacement Included Included
Contents of your home £25k - £100k Up to £150k
Accidental damage cover for your TVs, DVD players, games consoles and computers Included Included
Full accidental damage cover for contents Optional Included
Plants in the garden £2,500 £10,000 
Digital downloads cover if you need to replace your online music, movie and book collection Included Included
Business equipment - including if you work from home £15,000 Included

AWARDS AND RECOGNITION

Add our home insurance to your prized possessions

  • Given the prestigious Defaqto 5 Star Rating for our Home and Home Plus insurance
  • Which? Recommend Provider for home insurance

All set? Great. Let's start your quote.