Home insurance
Home insurance for the place you love most
As a Boundless member, we'll treat you to discounted LV= Home Insurance
Existing home customers
Need to make a claim, change, or renew your policy? It only takes two ticks.
why choose lv=?
So, what's included with our home insurance?
- 24-hour UK emergency helpline, if you need help in a hurry
- 12-month warranty on all repairs when you use our recommended repairer service
- Online discount (plus save even more if you already have a product with us)
what's covered?
Whether you choose Home or Home Plus, we'll protect your happy place
- £1million to help rebuild your home (unlimited for Home Plus)
- Contents cover
Because it isn't just bricks and mortar that makes a house a home - Alternative accommodation
If repairs to your home following a claim mean you can’t stay there - Keys lost or stolen?
We’ll replace your locks so you’re safe and sound in a flash - What's not covered...
Gradual wear and tear
Breakdown of home appliances
Fences damaged by storm
Cover Options
You can choose between our Home and Home Plus policies. Here's a handy breakdown of how they compare.
Home
- £1 million cover to rebuild your home
- £50,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
- £25k-£100k home contents cover
Home Plus
- Unlimited cover to rebuild your home
- £100,000 towards alternative accommodation if repairs to your home following a claim mean you can’t stay there
- Up to £150k contents cover
- Full accidental damage cover
- Personal belongings cover away from home
- Bicycles cover away from home
Optional extras
For additional peace of mind, choose from our handy optional extras.
Choose between our Home and Home Plus policies
Just select the level of cover when you get your quote – here's how they compare:
| What we'll cover | Home | Home Plus |
|---|---|---|
| The cost to rebuild your home | £1 million | Unlimited |
| Alternative accommodation if repairs to your home following a claim mean you can't stay there | £50,000 | £100,000 |
| Trace and access if there's a leak in your property | £5,000 | £10,000 |
| 12-month warranty on all repairs when you use our recommended repairer service | Included | Included |
| Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged | Included | Included |
| Full accidental damage for buildings | Optional | Included |
| Personal belongings away from home | Optional | Included |
| Bicycles away from home | Optional | Included |
| Locks and keys replacement | Included | Included |
| Contents of your home | £25k - £100k | Up to £150k |
| Accidental damage cover for your TVs, DVD players, games consoles and computers | Included | Included |
| Full accidental damage cover for contents | Optional | Included |
| Plants in the garden | £1,500 | £10,000 |
| Digital downloads cover if you need to replace your online music, movie and book collection | £1,000 | £10,000 |
| What we'll cover | Home | Home Plus |
|---|---|---|
| The cost to rebuild your home | £1 million | Unlimited |
| Alternative accommodation if repairs to your home following a claim mean you can't stay there | £50,000 | £100,000 |
| Trace and access if there's a leak in your property | £5,000 | £10,000 |
| 12-month warranty on all repairs when you use our recommended repairer service | Included | Included |
| Accidental damage cover in case fixtures and fittings like your windows, toilets or baths get damaged | Included | Included |
| Full accidental damage for buildings | Optional | Included |
| Personal belongings away from home | Optional | Included |
| Bicycles away from home | Optional | Included |
| Locks and keys replacement | Included | Included |
| Contents of your home | £25k - £100k | Up to £150k |
| Accidental damage cover for your TVs, DVD players, games consoles and computers | Included | Included |
| Full accidental damage cover for contents | Optional | Included |
| Plants in the garden | £1,500 | £10,000 |
| Digital downloads cover if you need to replace your online music, movie and book collection | £1,000 | £10,000 |
Policy documents
Grab a cuppa and take a read of our policy documents
You can get this and other documents from us in Braille, large print or audio by contacting us