Helping B&CE customers get the best from your pension

We're here to help you get the most from your pension pots

We believe everyone deserves the best for their retirement. Choosing what to do with your pension pot/s is a big decision. So, whether you're currently saving into a pension, or are ready to start accessing your pension, we're on hand to help.

We offer a range of the pension and investment products from the Liverpool Victoria group of companies. We also offer investment products from a limited number of other companies, and annuity products from the whole of the market.

So, how does our advice service work?

Our advice service provides you with tailored financial advice from the comfort of your own home.

What information do I need to hand?

Here is a list of key things we'll be asking you about:

  • State pension details, including for your partner or spouse if applicable
  • Details of all of your pension schemes, which you'll need to add individually
  • Personal finance details including: income from all sources, debts, investments including mortgage details and house value if applicable
  • An idea of essential monthly expenditure and future lump sum requirements (a budget calculator is available to help you with your calculations)
  • Health and lifestyle details including dates of diagnoses of any conditions and medication taken

What'll we do for you

  • Have a free one-on-one chat to clarify your retirement goals
  • Do the legwork to track down your existing pensions for free
  • Combine your pension pots into one, easy to manage account
  • Help your pot/s reach potential with optional annual reviews

  • Personal review of your finances making recommendations
  • Give you ongoing access to our experienced, expert advisers
  • LV= Membership access to exclusive benefits and discounts
  • Provide a clear picture of your financial health and how to save money

Our advice service isn't for you if you're...

  • A Non-UK resident or have joint UK/US citizenship
  • Using a pension pot of over £150,000
  • Not looking to take any pension benefits within 3 months
  • Looking for help with your Occupational (employee) Pension
  • Wanting advice on a pension pot held in a Non-UK registered Pension scheme
  • Using a pension pot with any form of Regulatory Protection (Primary, Enhanced, Fixed or Individual)
  • Including a pension pot with a pension sharing/earmarking order as a result of a divorce settlement

Ready to get started?

Chat to one of our pension experts today

TextDirect: 18001 0800 032 3258 

Lines open 8.30am - 6pm Monday to Friday
We will record and/or monitor calls for training and audit purposes