• The key questions around the new speeding penalty guidelines answered
  • Speeders could be fined up to 175% of their weekly income
  • Our handy chart helps you work out which fine band different speeds sit in

How much could I be fined if I'm caught speeding after the new fine has been introduced?

Depending on where you were speeding, and how fast you were going over the speed limit, the Sentencing Council's new regulations will put you into one of three bands.

  • Band A offences are for those caught going up to 10mph faster than the speed limit
  • Band B offences are for those caught going 11mph to 21mph faster than the speed limit
  • Band C offences are for those caught going more than 21mph faster than the speed limit

Depending on which band you fall into, you'll be fined a certain percentage of your weekly income. The percentage of your weekly income allocated to each band is just a starting point, and can increase based on the severity of your speeding offence. The highest percentage you can be fined is 175% of your weekly income. Based on the average UK income, this means you could be fined close to £1000.

Are there any other changes?

People caught speeding could also have points added to their driving licence or, alternatively, they could be disqualified from driving for up to 56 days. Again, this will depend on how fast over the speed limit the driver was going.

Our chart below sets out the new regulations in more detail.

A table. Title 'The new speeding fine bands'. 4 rows titled Band, MPH over stated speed limit, Fine (percentage of relevant weekly wage), Number of points on licence OR length of disqualification. 1st column - Band A, 1mph to 10mph, 25-75%, 3 points. Band B, 11mph to 20mph, 75-125%, 4-6 points OR 7-28 days disqualification. 3rd column - Band C, Over 21mph, 125 - 175%, 6 points OR 7-56 days disqualification.

Why are speeding fines being changed?

Last year, LV= research revealed that speeding offences were up 20% in two years between 2013 and 2015, hitting 56,000 in 2015.

The top speeding hotspots were:

  • The M6, where the Cheshire Constabulary recorded 12,442 speeders
  • The M25 at Junction 5, where the Kent Police recorded 12,330 speeders
  • Scotland Road, Liverpool, where the Merseyside Police recorded 11,760 speeders
  • The M6 Toll Road, where the Warwickshire Police recorded 10,858 speeders
  • The A358, where the Avon and Somerset Constabulary recorded 10,338 speeders

What factors will make my speeding offence more severe and increase my fine?

There are a number of factors that the police will take into consideration when charging drivers for speeding, the most obvious being previous convictions and if the offence was committed on bail.

However, there are aggravating factors that will affect all drivers:

  • Offence committed on licence or post sentence supervision
  • Poor road or weather conditions
  • Driving LGV, HGV, PSV etc.
  • Towing caravan/trailer
  • Carrying passengers or heavy load
  • Driving for hire or reward
  • Evidence of unacceptable standard of driving over and above speed
  • Location e.g. near school
  • High level of traffic or pedestrians in the vicinity

Is there anything that could reduce my fine?

According to the Sentencing Council, which issued the new guidelines on speeding penalties for the courts to follow, if you're caught speeding, a good character and exemplary conduct could help reduce your penalties. Also, the council says that if you make it clear that you're dealing with a genuine emergency, the police may also take it into account.

Even in an emergency, speeding is almost never the right course of action. The new speeding penalties have been put in place to emphasise the dangers of speeding – whatever the situation.