Our tools and calculators
Whether you’re a protection or retirement specialist, we have a range of online tools to help you set up and build your business.
Choose a heading below to find out more.
Protection
Personal Protection
Trustbuilder
Takes you through the process of setting up a trust, including printing off a completed trust deed.
Visit the Trustbuilder
Split Waiting Period Calculator
Calculate the maximum LV= Income Protection available, through two separate policies.
Split Waiting Calculator
Personal Sick Pay Quick Quote
Get a quick quote for our tailored income protection designed for clients with riskier occupations.
Personal Sick Pay Quick Quote
Tele-interview booking system
Book an appointment online for an initial tele-interview as part of the application process for the Flexible Protection Plan.
Book a tele-interview
Business Protection
Client video guide to Key Person cover
Client video guide to Share & Partnership Protection
Relevant Life Calculator
This works out the cost savings available to your clients when they take out life cover through a relevant life policy. As well as the amount of cover each person needs.
Visit the Relevant Life Calculator
Key person Calculator
Losing a key person at any time can really disrupt a business, but even more so when it’s unplanned, or happens suddenly. This calculator uses a key person’s contribution to the profits of the business to calculate the amount of cover they need.
Visit the Key Person Calculator
Premium Equalisation Calculator
When setting up protection for shareholding directors or partners, the cost of cover is often shared (or equalised) between them. This calculator quickly works out how to fairly split the total cost of cover between the shareholders or partners, relative to the benefits they stand to gain.
Visit the Premium Equalisation Calculator
Business Valuation Calculator
This calculates the potential value of the business by using the average net profits, net assets and a profit multiplier. As well as showing the potential value of each partner/shareholder’s share in the business, which can be used as a guide to the individual sum assured required.
Visit the Business Valuation Calculator
Business Risk Calculator
This calculator helps your clients understand the likely risks of health issues affecting key people within the business (individually and as a group), as well as the financial impact each person could have on the business.
Visit the Business Risk Calculator
Retirement
Retirement Planning
LV= Retirement Pathfinder
LV= Retirement Pathfinder, a free and impartial retirement modelling tool to help you and your clients create, view and analyse different retirement scenarios.
More on the LV= Retirement Pathfinder
LV= Retirement Hopscotch
Hopscotch helps structure retirement income, helping you to make the choices with your clients to meet their needs.
Visit Hopscotch v3
Annuity Comparison Tool
Helps you and your clients make a more informed decision when choosing between a Lifetime and Fixed Term Annuity.
Visit the Annuity Comparison Tool
Pensions
Salary Exchange Calculator
Calculate the potential savings your clients can achieve by making their pensions contributions via the salary sacrifice route.
Visit the Salary Exchange Calculator
Income (GAD limit) Calculator
Calculate the potential savings your clients can achieve by making their pensions contributions via the salary sacrifice route.
Visit the Income (GAD limit) Calculator
Annuities
Annuity Comparison Tool
Helps you and your clients make a more informed decision when choosing between a Lifetime and Fixed Term Annuity.
Visit the Annuity Comparison Tool
Marketing your business
LV= Marketing Centre
At LV=, we understand that you may not have the time or resource to target clients with effective marketing messages. The LV= Marketing Centre has been developed by marketing professionals to give you the tools you need to get the results you want.
Visit the LV= Marketing Centre
Protect what your client loves
Supporting your client's retirement
Flexible Guarantee Bond Series 3