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LV= Smoothed Managed Fund range

A range of multi-asset, risk-rated funds designed to help deliver a reliably low volatility investor experience and bring more tranquillity to risk-sensitive clients.

Our Smoothed Managed Funds are most suitable for more cautious investors with a ‘very low risk’ to ‘low medium risk’ risk profile. These are likely to be clients that are nearing, or in retirement with a decreasing capacity for loss, looking to balance growth potential with reducing risk.

These funds are designed for long term growth, so an investment of at least five years plus.

Why the LV= Smoothed Managed Fund range?

A unique smoothing process

Graph showing the ups and downs of the stock market being smoothed over time

Our proven smoothing process helps take away the day-to-day worry of investing. Using a 26-week average of the daily fund price, the impact of short term market volatility is reduced. What's more, it's simple, transparent and easy to explain to your clients.

Funds consistently risk-managed

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Synaptic Software
Dynamic Planner

Expert fund management and governance

Columbia Threadneedle Investments

Accessible through three product solutions

Pension

Flexible Guarantee Funds

Our Flexible Guarantee Funds are accessible as a pension investment through the LV= Flexible Transitions Account.

Bond

Flexible Guarantee Bond

Our Flexible Guarantee Bond offers potential for capital growth with ongoing flexibility and guarantee options.

ISA*

LV= ISA

Our ISA smoothed funds are accessible through our new stocks and shares ISA.

*The LV=ISA is a non-profit investment and does not participate in profits made from wider business risks and opportunities. There will therefore be no mutual bonus payable on the plan.

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Optional guarantees are also available to further reduce the risk to capital

Guarantee options, availability and terms differ - please see product information for details

Important Information

  1. Clients investments may go down as well as up and they could get back less than invested.
  2. The funds within our Smoothed Managed Fund range are designed to provide steady long term growth for a period of at least five years.
  3. Our smoothing process doesn’t mean investments won’t drop in value. Smoothing will not prevent losses in longer term falling markets.
  4. In exceptional market conditions (when underlying process in 80% of the averaged or ‘smoothed’ price) the fund will be
    valued on the underlying price. We also reserve the right to do this at other times.
  5. If clients select a guarantee (where a guarantee option is available) they will need to be aware of our associated terms and
    charges.
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Contact us

Have a query? Speak to your usual LV= sales contact, or call our dedicated Retirement Desk on 0800 085 0250

Connect with us

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK