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A wide range of investment opportunities with full SIPP flexibility

LV= Self Invested Personal Pension

Great reasons to choose LV=

Product flexibility

Our Flexible Transitions Account offers a simple wrapper charging structure with the flexibility to move between investments and benefit options within the same plan without needing to go through complex internal structures and large amounts of paperwork.

Our product range

We offer a range of capital and income retirement planning products, offering a brighter future for those who are planning, or already in, retirement. Our product range reflects our specialist approach with pensions, annuities and equity release forming part of the core business sold.

Our experts

Our specialist retirement team through National Mutual, GE Life and Tomorrow, has been active in the Self-Invested Personal Pension market for more than 19 years.

Our financial strength

We have 5.8 million customers and members throughout the UK, with a 2016 operating profit of £159m (pre Ogden)*, (Source: LV= Annual Report 31 December 2016).

AKG has rated Liverpool Victoria Friendly Society as B+ (very strong) for Overall Financial Strength. (Source: AKG Actuaries and Consultants Ltd, Company Profile & Financial Strength reports 2016).

* In common with other insurers, the reduction in the Ogden discount rate had a significant one-off impact on the Group’s financial results. Our 2016 operating profit including the impact of the Ogden rate change was £20m as we increased our reserves by £139 million to reflect higher claims costs. For further information, please visit our 2016 results announcement here.

We're a mutual, not a PLC

As a mutual, we don’t have to answer to external shareholders – so we can concentrate on looking after you and your clients.

Membership rights

When your client takes out a Self-Invested Personal Pension plan, they become LV= members. This entitles them to benefits including:

  • a say in our annual general meetings (once they’ve had a policy for 12 months)
  • discounts on our car, home, pet and travel insurance products
  • free member care line on health and medical matters, counselling and legal issues

More on membership benefits

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LV= Retirement Pathfinder

A free and impartial retirement modelling tool to help you and your clients create, view and analyse different retirement scenarios.

More about Pathfinder

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Blended Solutions

The retirement landscape has fundamentally changed for the better, giving customers more choice and control over their retirement income.

More on Blended Solutions

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Retirement Hopscotch

Hopscotch is the effective way for you to guide your clients through the maze of retirement options they face, making it easier to structure retirement income.

More about Hopscotch

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Heart of Retirement

LV= Heart of Retirement is our adviser hub which assists in supporting and updating UK financial professionals on key retirement matters

Visit the Heart of Retirement

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK