We use cookies to make sure your experience is as good as it can be. If you’re happy with that, just continue using the site. Learn more about cookies.

skip to main content

Our Extended range provides options for enhanced investment freedom

LV= Self Invested Personal Pension

Self Invested Personal Pension at a glance


Self Invested Personal Plan


Minimum term


Minimum age to take benefits


Maximum age for applications


Maximum age for contributions


Life basis

Single Life

Minimum starting fund


Minimum contributions

£250 a month/£3000 a year

Minimum single contribution/transfer


Regular additional contributions

£25 a month or £300 a year

Minimum increase

£25 a month or £300 a year

Minimum additional transfers


Maximum personal contributions

100% of UK earnings or £3,600 a year*

Limits are fixed on tax year and are gross.

Total contributions over £40,000 will have an annual allowance charge.

Investment options

  • Active and passive insured pension funds
  • Investment platform offering access to choice of OEICs and Unit Trusts
  • Choice of selected Discretionary Fund Managers
  • Full range of Self Invested options

Choose from the LV= Investment Proposition and access to a wide range of leading investment managers

Fund spread

Up to 20 funds

Fund management

24 fund managers

The number of fund managers is subject to change

Fund switch charge

No charge

Fund charge

Depends on the size of the fund and the investment choice made.

Adviser charging options

  • Initial
  • Regular premium initial charge
  • Quarterly ongoing
  • Ad hoc

Online services

  • Daily fund prices
  • Online self-service

If you’re unsure if the product is right for your client, you can speak to the LV= Retirement Desk on 08000 850 250 and we’ll be happy to help. Our lines are open from 8.30am to 5.30pm Monday to Friday.

graph icon

LV= Retirement Pathfinder

A free and impartial retirement modelling tool to help you and your clients create, view and analyse different retirement scenarios.

More about Pathfinder

Money icon

Blended Solutions

The retirement landscape has fundamentally changed for the better, giving customers more choice and control over their retirement income.

More on Blended Solutions

LV= icon

Contact us

Read more about where we're based and all of our contact information.

Contact our retirement specialists

Heart icon

Heart of Retirement

LV= Heart of Retirement is our adviser hub which assists in supporting and updating UK financial professionals on key retirement matters

Visit the Heart of Retirement

Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK