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A wide range of investment opportunities with full SIPP flexibility

LV= Self Invested Personal Pension

Self Invested Personal Pension at a glance

Criteria

Self Invested Personal Plan

Notes

Minimum term

None

Minimum age to take benefits

55

Maximum age for applications

85

Maximum age for contributions

75

Life basis

Single Life

Minimum starting fund

None

Minimum contributions

£250 a month/£3000 a year

Minimum single contribution/transfer

£10,000

Regular additional contributions

£25 a month or £300 a year

Minimum increase

£25 a month or £300 a year

Minimum additional transfers

£1,000

Maximum personal contributions

100% of UK earnings or £3,600 a year*

Limits are fixed on tax year and are gross.

Total contributions over £40,000 will have an annual allowance charge.

Investment options

  • Active and passive insured pension funds
  • Investment platform offering access to choice of OEICs and Unit Trusts
  • Choice of selected Discretionary Fund Managers
  • Full range of Self Invested options

Choose from the LV= Investment Proposition and access to a wide range of leading investment managers

Fund spread

Up to 20 funds

Fund management

19 fund managers

Fund switch charge

No charge

Fund charge

Depends on the size of the fund and the investment choice made.

Adviser charging options

  • Initial
  • Regular premium initial charge
  • Quarterly ongoing
  • Ad hoc

Online services

  • Daily fund prices
  • Online self-service
  • Online risk profiler

If you’re unsure if the product is right for your client, you can speak to the LV= Retirement Desk on 08000 850 250 and we’ll be happy to help. Our lines are open from 8.30am to 5.30pm Monday to Friday.

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Blended Solutions

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Retirement Hopscotch

Hopscotch is the effective way for you to guide your clients through the maze of retirement options they face, making it easier to structure retirement income.

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Heart of Retirement

LV= Heart of Retirement is our adviser hub which assists in supporting and updating UK financial professionals on key retirement matters

Visit the Heart of Retirement

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK