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Work out how to the spread cost easily between shareholders or partners

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Share Protection and Partnership Protection

Premium Equalisation Calculator

When setting up protection for shareholders or partners, the cost of cover is often shared (or equalised) between them. This calculator quickly works out how to fairly split the total premium cost between the shareholders or partners, relative to the benefits they stand to gain.

As this an integral part of setting up such an arrangement, therefore the calculations also need to be shared with the company’s accountant to check and implement.

You may also decide to use our Business Risk calculator, which helps bring to life the likelihood of health issues affecting key people within the business and the subsequent financial impact.

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How we use personal information. Find out how we use your personal information, and what rights you have by visiting How we use your personal information. This includes who we are, how long we hold information, what we do with it and who we share it with.


0800 032 3962

TextDirect: first dial 18001


Business Protection Specialist Team

Option 1 – New and current applications

Option 2 – Underwriting

Option 3 - New agency set up and login queries

Option 4 - Business Protection sales team and quotes

Options 1-3, 8.30am - 6.30pm Mon - Fri

Option 4, 9:00am - 5:00pm Mon - Fri

We will record and/or monitor calls for training and audit purposes.

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Business Protection options

Find out more about the type of businesses we cover and the policies available.

More about our Business Protection options

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Calculators and tools

See all our business protection calculators available to simplify your client conversations.

Our Business Protection calculators

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LV= Business Care

Our Business Protection includes valuable telephone support for your clients and their employees.

LV= Business Care

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Business Protection support team

Our team will make sure that all your Business Protection applications are dealt with quickly and efficiently.

More about our business support team

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK