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Help your clients grasp the importance of financial protection in just a few seconds.

Risk Reality Calculator

A revolutionary tool to change how your clients think about protection

With client apathy towards financial protection one of the main challenges for the protection industry, many advisers regardless of their experience, will probably have heard...

"I've got more important things to worry about... It won't happen to me... I don't want to think about it... It's confusing... I'll get round to it later... I don't see why I really need it".

But if your clients don't understand their risks, they'll struggle to understand the need for protection. They'll simply hope that it won't happen to them and move on.

With the LV= Risk Reality Calculator in just a few seconds 'risk' becomes very personal, immediate and real - swiftly helping people to appreciate the everyday risks they face in life. And as an adviser, you can use your client's risk results to explore the type and level of protection they really need.

What is the LV= Risk Reality Calculator?

Screenshot of the risk reality calculator

A simple and powerful online tool to help your clients grasp the importance of financial protection in seconds. Just enter four personal details about your client and instantly their personalised results will reveal the likelihood of them:

  • being unable to work for two months or more (due to sickness or accident)
  • suffering a serious illness
  • dying

and the probability of any of these life events happening before a chosen retirement age.

Benefits for your client

  • brings reality into perspective by quantifying the risks they face
  • the personalised risk report helps them to prioritise the cover they feel is more important based on their results
  • your clients are much more open to talk about putting a financial back-up plan in place, or reviewing the cover they already have in place

Benefits for you

  • sells the need for protection, without you having to
  • makes your protection conversations more personal
  • enables you to explore different combinations of cover
  • helps you provide evidence around your client’s affordability
  • demonstrates your value as an adviser
  • it’s simple, flexible and easy to adopt

Speak to our adviser support team for more information.

08000 285 610

TextDirect: first dial 18001

9am - 5pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.

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Income Protection

Protect your clients' income if they can't work due to long term accident or sickness.

More about Income Protection

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Personal Sick Pay

We have one of the most comprehensive lists of conditions on the market.

More about Personal Sick Pay

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Member benefits

Every client who takes out one of our protection products is entitled to a range of value-added benefits.

More about member benefits

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Large Case Team

If your client wants cover for more than £5,000 a month, we can offer dedicated support.

More about our Large Case Team

LV=, County Gates, Bournemouth, BH1 2NF, UK