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New and improved Income Protection

Now with even more added goodness

Business has changed over the years that’s why we’re refreshing business protection to fit today’s small and medium sized enterprises.

Find the LV= Account Manager for your region

An orchestra of protection

Our Life and Critical Illness cover has more than one string to its bow


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Personal Protection

Income Protection banner

Income Protection

A range of solutions to protect against accident and sickness.

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Life Insurance

If the worst happens, make sure your clients and their loved ones are protected.

Critical Illness banner

Life and Critical Illness

Quality protection for your clients with our critical illness cover.

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Flexible Protection Plan

Quality menu protection under one plan, offering specialist Income Protection.

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Personal Sick Pay

Income protection for clients in riskier jobs who can be more expensive to insure.

Inheritance Tax Protection banner

Inheritance Tax Protection

Protect your clients against unnecessary inheritance tax.

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Key Person Cover

Provides a financial safety net if a key member of the business dies or is diagnosed with a critical illness.

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Share & Partnership Protection

This cover helps business owners keep control of the company if one of them dies or is diagnosed with a critical illness.

Relevant Life Cover

Relevant Life Cover

A tax-efficient way for small businesses to offer death-in-service benefits to their employees, including salaried directors.

Other Personal Protection products

Mortgage & Lifestyle Protection Plan

Protects your clients against ill health and unemployment.

Family Income Assurance

Pays out a regular income should the worst happen.

Life Time+

Comprehensive, flexible cover with our whole of life insurance plan.

Gift Inter Vivos

To cover the inheritance tax due on a gift above the nil rate band.


How we underwrite your client and what information we’ll ask for.

More about our underwriting

Claims Hub

Our claims philosophy and our claims performance figures.

Our claims history


Everything you'll need to put a policy in trust including the LV= Trustbuilder

About our trusts


Let us support your advice with our handy online tools 24 hours a day.

Our marketing tools


Download or order brochures, applications and guides.

Read our literature

Large Case Team

Our team will provide expert care of your client’s case from right at the start of the sales process.

More about our Large Case Team

Connect with us

About protection

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LV=, County Gates, Bournemouth, BH1 2NF, UK