We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

LV= Personal Sick Pay, tailored income protection designed for riskier occupations

Personal Sick Pay

Introducing Personal Sick pay from LV=

Personal Sick Pay is our specialist income protection aimed at clients in riskier jobs who can be more expensive to insure, such as tradespeople, nurses, electricians and construction workers. You can also recommend this type of income protection to clients who find it difficult to prove how much they earn, such as the self-employed or contract workers.

Personal Sick Pay includes a number of unique features especially for people working in these types of occupations, helping you recommend protection to even more of your clients.

Cover features

  • Personal Sick Pay £1,000 guarantee
  • Age costed premiums
  • Own occupation definition of sickness
  • Your client can cover 60% of their earnings
  • ‘Day one’ cover option
  • Weekly or monthly claim benefit payments
  • Part of the LV= Flexible Protection Plan

Important information

  1. Cover from £500 to £8,333 a month.
  2. Minimum premium £5 a month.
  3. Clients need to be UK resident and registered with a GP for two years or longer.
  4. This plan has no cash-in value at any time.
  5. If your client stops paying their premiums, their cover may stop.

Why LV=?

Personal Sick Pay offers a number of unique features, helping your client benefit from quality financial protection which pays out when it matters.

Why you should recommend Personal Sick Pay from LV=

For us protection is more than just paying a claim. So we’ll offer your client a range of exclusive member benefits, including free and expert support services, generous discounts on LV= general insurance and access to funding.

Income Protection coffee cups

Income Protection options...
See how you can scale down the cost to meet your client's budget.

0800 678 1890

TextDirect: first dial 18001

9am - 5.30pm Monday - Friday

We will record and/or monitor calls for training and audit purposes.


Graph icon

Flexible Protection Plan

Why not add Life cover or Critical Illness to your client's plan for a wider protection portfolio?

More on Flexible Protection Plan

Person icon

Income Protection

Protect your clients' income if they can't work due to long term accident or sickness.

More on Income Protection

speech bubble icon

Tools and Support

Outstanding day-to-day support and online services for you and your business.

Visit our Tools and Support

Claims hub icon

Claims hub

Visit our claims hub for customer stories, info on how to claim and our claim statistics for the year.

More about our claims hub

LV=, County Gates, Bournemouth, BH1 2NF, UK