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The straightforward personal pension option with a low 0.25% service charge

Personal Pension

Suitability letter builder

This is the suitability letter builder for our Personal Pension product through the Flexible Transitions Account.

You are responsible for creating a suitable document which is based on your client’s individual circumstances. We've designed our paragraphs as ‘base text’, which you can develop to suit your client’s individual circumstances. If you choose to use any of the text, you are responsible for ensuring that your regulatory requirements are met.

Create a suitability letter

 

About our suitability letter builder

A good suitability letter is:

  • your opportunity to justify and reinforce the reasons for your advice and recommendations
  • an excellent opportunity to document unmet and future needs and the importance of on-going review discussions
  • your record of the discussions held and the recommendations made/not made and why.

It should be clear, fair and not misleading. It should be personal, explain the reasons why a recommendation has been made and how it meets the customers’ needs and objectives. It should highlight any risks involved.

We’ve produced a range of template paragraphs that are designed to describe generic features of each type of policy, as well as the specific benefits of our own products. You can use and adapt these paragraphs to help construct your own Suitability Letters.

LV= has taken care to ensure the accuracy of the information at the time of issue but does not accept liability resulting from your use of it.

08000 850 250

TextDirect: first dial 18001

9am - 5.30pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK