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Our Core funds offer a range of options to support different risk appetites

Personal Pension

Personal Pension at a glance

Unsure if the product is right for your client? Our table below sets out our product at a glance to help you make an informed comparison.

If you’re unsure if the product is right for your client, you can speak to our adviser support team and we’ll be happy to help. Our lines are open from 9am to 5.30pm Monday to Friday.


Personal Pension


Minimum term


Special terms apply for planholders under 18

Minimum age to take benefits


Maximum age for applications


Maximum age for contributions


Life basis

Single Life

Minimum starting fund


Transfer or single premium

Regular contributions

£250 a month/£3000 a year

Minimum regular increase

£25 a month or £300 a year

Minimum additional transfers/single premium


Maximum personal contributions

100% of UK earnings or £3,600 a year

Limits are fixed on tax year and are gross

Total contributions over £40,000 will have an annual allowance charge.

Fund options

LV= Core Funds only

Fund spread

Up to 20 funds

Fund management

24 fund managers

The number of fund managers is subject to change

Fund switch charge

No charge

Adviser charging options

  • Initial
  • Regular premium initial charge
  • Quarterly ongoing
  • Ad hoc

Online services

  • Daily fund prices
  • Online self-service
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Blended Solutions

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Contact us

Read more about where we're based and all of our contact information.

Contact our retirement specialists

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LV= Retirement Account

The easy way for professional advisers to recommend and deliver a wide combination of LV= retirement income products in one simple account

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Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK