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The straightforward personal pension option with a low 0.25% service charge

Personal Pension

Investment options

LV= Pension funds

To take our personal pension low cost option, your client must invest in our LV= insured pension funds.

  • Minimum £20,000
  • More than 160 investment funds across all major sectors
  • Invest in up to 20 funds at any one time
  • Fund switch at any time

Flexible Guarantee Funds

Our Flexible Guarantee Funds give your pension clients access to a whole of life with-profits investment with a range of flexible capital guarantee options that can be bought at any time.

Benefits include:

  • a capital guarantee option to protect and lock in growth with a range of terms to suit your client's needs
  • access to three multi-asset funds with different risk profiles
    - Cautious Series 2
    - Balanced Series 2
    - Managed Growth
  • switching capability for evolving investment needs
  • averaging, to protect your client from the ups and downs of short term market movements

Fund management

The fund management charges range from 0.10% to 4.24% p.a. supplied by 19 quality fund managers:

  • Artemis
  • BlackRock
  • BNY Mellon
  • Cazenove
  • Fidelity
  • Henderson
  • Invesco Perpetual
  • Investec Wealth & Investment
  • J.P. Morgan
  • Jupiter
  • Liontrust
  • M&G
  • Martin Currie
  • Premier
  • Seven Investment Management
  • Schroders
  • State Street Global Advisers
  • Threadneedle
  • Vanguard
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LV=, County Gates, Bournemouth, BH1 2NF, UK