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The straightforward personal pension option with a low 0.25% service charge

Personal Pension

Investment options

LV= Pension funds

To take our personal pension low cost option, your client must invest in our LV= insured pension funds.

  • Minimum £20,000
  • Over 200 active and passive funds across all key market sectors
  • Invest in up to 20 funds at any one time
  • Fund switch at any time

Flexible Guarantee Funds

Our Flexible Guarantee Funds give your pension clients access to a whole of life with-profits investment with a range of flexible capital guarantee options that can be bought at any time.

Benefits include:

  • a capital guarantee option to protect and lock in growth with a range of terms to suit your client's needs
  • access to three multi-asset funds with different risk profiles
    - Cautious Series 2
    - Balanced Series 2
    - Managed Growth
  • switching capability for evolving investment needs
  • After initial 26 week period, the investment value is averaged over the previous 26 weeks, to protect clients from sudden market turbulence.

Fund management

Fund management charges starting from just 0.06% p.a, from a range of the world’s leading fund managers including:

  • Artemis Investment Management LLP
  • BlackRock
  • BMO Global Asset Management
  • BNY Mellon Investment Management (Newton)
  • Fidelity International
  • Host Capital
  • Invesco Fund Managers Ltd
  • Investec Asset Management
  • Janus Henderson Investors
  • JPMorgan Asset Management
  • Jupiter Asset Management Limited
  • Legal & General Investment Management
  • Legg Mason Global Asset Management
  • Liontrust Fund Partners LLP
  • M&G Investments
  • Margetts Fund Management
  • Quilter Investors
  • Schroder Unit Trusts Ltd
  • Seven Investment Management
  • Tavistock Wealth Limited
  • Threadneedle Investment Services Ltd
  • Vanguard
  • Verbatim Asset Management
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LV= Retirement Pathfinder

A free and impartial retirement modelling tool to help you and your clients create, view and analyse different retirement scenarios.

More about Pathfinder

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Blended Solutions

The retirement landscape has fundamentally changed for the better, giving customers more choice and control over their retirement income.

More on Blended Solutions

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Contact us

Read more about where we're based and all of our contact information.

Contact our retirement specialists

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LV= Retirement Account

The easy way for professional advisers to recommend and deliver a wide combination of LV= retirement income products in one simple account

More on the LV= Retirement Account

Connect with us

About retirement

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK