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The straightforward personal pension option with a low 0.25% service charge

Personal Pension

We understand that your client may want an easy to understand, straight forward personal pension. With that in mind, we have a low cost option for our Flexible Transitions Account which doesn’t affect their choices later down the line.

Your clients investment will be in our range of active and passive funds. If your client wishes to take other Flexible Transitions Account options later, we’ll simply switch to the standard account service charges

Plan features

  • 0.25% service charge up to £1m
  • Over 200 funds from 24 quality fund managers
  • Funds from across all major sectors
  • Investment Management charge from just 0.05%
  • Over 100 of our funds have been risk rated by Distribution Technology
  • Access to our smoothed investment Flexible Guarantee Funds. Management charge reduced to 0.15% if investment is in these funds alone

Important information

  • Available for new customers only
  • Must start their plan with a single premium or transfer of £20,000
  • To continue to benefit from the low fees, your client must stay invested in our insured funds
  • If they switch back to the selected funds, reduced fees won't apply
  • Investment management charges apply in addition to the annual service charge

How to buy

Find out if your client is eligible

Fast, simple and intuitive, quote and apply online now

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LV=, County Gates, Bournemouth, BH1 2NF, UK