information

We use cookies to give you the best possible experience online. By continuing to use our website, you agree to receiving our cookies on your web browser. Visit our cookie policy page to find out more and how to change your cookie settings.

skip to main content

Allows your client to release a sum of money against the value of their home, whilst continuing to live in it

Lifetime Mortgage - Lump Sum+

Great reasons to choose LV=

Remaining at home

LV= guarantee that your client can stay in their home for as long as they wish, as long as the terms and conditions of the mortgage are met (such as keeping their house in a good state of repair, and insuring it). If your client decides to move house, they can transfer the mortgage to the new property (as long as it meets our lending criteria at that time).

More on remaining at home

No Negative Equity Guarantee

All LV= lifetime mortgages include a 'No Negative Equity Guarantee'. This means that even if the future value of your client's home is less than the amount they owe, their estate will never be left with a debt from their lifetime mortgage when they die or go into long term care.

Online age checking

When you apply for our Lifetime Mortgage - Lump Sum+, we'll use online information agencies to check your client's age online. This means that for approximately 92% of UK based clients, advisers wouldn't need to provide suitable evidence of age.

(Based on 100 client applications submitted before online date of birth verification. Four were excluded as the clients lived abroad. 89 were verified successfully online).

Dedicated support team

Our team in Hitchin have specialised in Equity Release since 2002 and will ensure your client's application goes as smoothly as possible.

Member of the Equity Release Council

The Equity Release Council incorporates the Safe Home Income Plans (SHIP) standards as part of the SHIP Standards Board, which aims to protect your clients through their code of conduct.

We're a member and we therefore offer additional features and safeguards to our lifetime mortgage products.

Read more about the Equity Release Council

We're a mutual, not a PLC

As a mutual, we don't have to answer to external shareholders - so we can concentrate on looking after you and your clients.

We're award-winning too...

LV= has a well-established brand that goes from strength to strength and we are attracting increasing recognition and awareness across consumers and the introducer community, including:

Equity Release Awards 2016

Equity Release Awards Winner 2016

Gold Standard Awards 2016

Gold Standard Awards 2016 Personal Pensions

Gold Standard Awards 2016

Gold Standard Awards 2016 Retirement

0800 028 8974

TextDirect: first dial 18001

8.30am - 5.30pm Monday - Friday

We may record and/or monitor calls for training and audit purposes.

Literature

Our awards

The Equity Release Awards – Winner – Best Business Development Manager

Financial Adviser 5 Star Service Awards for the last three years – Mortgage Lenders and Packagers

Our ratings

Moneyfacts 2017 annual assessment of the equity release market:

  • 5 Star Flexible Lifetime Mortgage
  • 4 Star Lump Sum Lifetime Mortgage +

This means that if you're advising consumers on our equity release products, we have a high rating for the quality of our product features.

Money icon

Need to borrow more?

Our Flexible Lifetime Mortgage gives your client the option to borrow more in the future.

More on our Flexible Lifetime Mortgage

LV= icon

Support

By working with us, you will get the support you can expect from a respected provider.

View the support available to you

Awards icon

Awards

We've won a range of awards for the service and quality of our Equity Release products.

More on the awards we've won

Contact us icon

Contact us

Find your dedicated support for quotes, help and product information

Contact our equity release experts

Connect with us

About retirement

Vimeo logoLinkedIn company logoTwitter icon showing a bluebird

FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK