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Allows your client to release a sum of money against the value of their home, whilst continuing to live in it

Lifetime Mortgage - Lump Sum+

Equity Release Council features

The Equity Release Council incorporates the Safe Home Income Plans (SHIP) standards as part of the SHIP Standards Board, which aims to protect your clients though their code of conduct.

We're a member and we therefore offer additional features and safeguards to our lifetime mortgage products.

Read the Equity Release Council Statement of Principles

No Negative Equity Guarantee

As a member of the Equity Release Council, we offer a 'No Negative Equity Guarantee'. Even if the future value of your client's home is less than the amount they owe, their estate will never be left with a debt from our lifetime mortgage products when your client dies or goes into permanent residential care and their house is sold. This 'No Negative Equity Guarantee' is subject to our valuer agreeing that the sale price is reasonable.

Moving home

As a member of the Equity Release Council, we guarantee that your client is safe to stay in their home for as long as they wish, provided all terms and conditions of the mortgage are met. They can also move home and transfer the mortgage, providing we are told in advance and the new property meets our lending criteria at that time.

Visit the Equity Release Council website to find out more

0800 028 8974

TextDirect: first dial 18001

8.30am - 5.30pm Monday - Friday

We will record and/or monitor calls for training and audit purposes.


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Need to borrow more?

Our Flexible Lifetime Mortgage gives your client the option to borrow more in the future.

More on our Flexible Lifetime Mortgage

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By working with us, you will get the support you can expect from a respected provider.

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We've won a range of awards for the service and quality of our Equity Release products.

More on the awards we've won

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Find your dedicated support for quotes, help and product information

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LV=, County Gates, Bournemouth, BH1 2NF, UK