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If the worst happens, make sure your clients and their loved ones are protected

Life Protection

Life Protection suitability letter builder

This is the suitability letter builder for Life Protection. For other cover, please go to the Critical Illness or Income Protection suitability builder.

You are responsible for creating a suitable document which is based on your client’s individual circumstances. We've designed our paragraphs as ‘base text’, which you can develop to suit your client’s individual circumstances. If you choose to use any of the text, you are responsible for ensuring that your regulatory requirements are met.

Create a suitability letter

 

About our suitability letter builder

A good suitability letter is:

  • your opportunity to justify and reinforce the reasons for your advice and recommendations
  • an excellent opportunity to document unmet and future needs and the importance of on-going review discussions
  • your record of the discussions held and the recommendations made/not made and why.

It should be clear, fair and not misleading. It should be personal, explain the reasons why a recommendation has been made and how it meets the customers’ needs and objectives. It should highlight any risks involved.

We’ve produced a range of template paragraphs that are designed to describe generic features of each type of policy, as well as the specific benefits of our own products. You can use and adapt these paragraphs to help construct your own Suitability Letters.

LV= has taken care to ensure the accuracy of the information at the time of issue but does not accept liability resulting from your use of it.

0800 678 1890

TextDirect: first dial 18001

8.30am - 6.30pm Monday - Friday

We will record and/or monitor calls for training and audit purposes.

Literature

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Flexible Protection Plan

Why not add Critical Illness or Income Protection to your client's plan for a wider protection portfolio?

More about Flexible Protection Plan

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Business Protection

Whether you’re new or experienced, our Business Protection products, tools & calculators will support you.

More about Business Protection

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Critical Illness Cover

We have one of the most comprehensive lists of critical illness conditions on the market.

More about our Critical Illness Cover

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Large Case Team

If your client's Life Protection benefit is £1m or more, we can offer dedicated support from start to finish.

More about our Large Case Team

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK