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The Case for Consolidation

Consolidating multiple pension pots makes sense for you and many of your clients.
Let us help you understand the potential challenges, grow your business and achieve improved retirement outcomes for your clients.

Latest documents

Pension Consolidation – At a Glance

Pension consolidation can provide a useful source of activity and business for you and your company, and achieve improved retirement outcomes for your clients.

As retirement income specialists, we’ve summarised the case for consolidation, and how LV= can help, in this quick guide.
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Advising on Pension Transfers (PS18/6)

The FCA’s policy statement (PS18/6) sets out the final rule changes on advice given to consumers about converting

or transferring safeguarded benefits. It was published in response to CP17/16: Advising on pension transfers.



Improving the quality of pension transfer advice (CP18/7)

The FCA published CP18/7: Improving the Quality of Pension Transfer Advice on 26 March 2018. The consultation period will close on 25 May 2018 and we expect the FCA to issue the Policy Statement in Autumn 2018. ]

This paper is designed to summarise the key themes and issues raised in the consultation and invite you to let us know your views on the topics raised.


Partial Transfers - Technical guide

We believe that partial transfers should be a standard consideration for all members thinking about transferring out of their DB scheme.

With the increasing focus from the regulator on pension transfers, make sure you understand the potential risks involved, how to create possible business opportunities and how LV= can help.
Download now


Final Salary Transfers – Technical Guide

Interest in final salary transfers has increased dramatically since the introduction of pension freedoms. If you’re not a pension transfer specialist, how can you discuss this complex subject with your clients without giving potentially unauthorised advice?

We’ve summarised the key elements that you need to know, suggested actions, and challenges for you to consider in your approach to client enquiries.


Document types

Briefing summary

We’ve summarised the lengthy and complex regulatory papers into simple summary documents to highlight the key issues you need to know about

At a glance

A quick guide to help you understand what the regulations mean for your business, what you need to do, and how LV= can help

Topical news

Signposting the most relevant news stories from across the trade press

Technical

Simple and easy-to-read guidance papers on the technical issues

Thought leadership

Research and thought leadership papers from LV= on the key topical issues

Latest news

Association of Chartered Actuaries report on the lack of advisers giving advice on DB transfers

• Advice on DB transfers is crucial. We can support advisers with their transfer advice process through our series of tools and support services, including access to our expert TVAS team.

To find out more, contact your usual Retirement Consultant, or call the LV= Retirement Desk on 08000 850 250 or email them at [email protected]


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Explore LV= Insights

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Pension Freedoms in the spotlight

Addressing the ‘consumer inertia’ challenge – understand consumer behaviours and how you can help clients make active choices when it comes to their financial planning.

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The value of advice

Working together to help consumers understand the value of financial advice, and grow your business.

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Technical centre

Take a look at our technical guides, created for you by our expert team.

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LV=, County Gates, Bournemouth, BH1 2NF, UK