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All of our LV= Insight documents in one place
We’ve summarised the lengthy and complex regulatory papers into simple
summary documents to highlight the key issues you need to know about.
The Retirement Outcomes Review by the FCA has looked into how consumers have responded to pension freedoms.
Do you worry about giving appropriate advice when it comes to pension transfers? This is an increasingly hot topic, and the aim of this FCA consultation paper is a welcome attempt to provide clarity on giving pension transfer advice.
A quick guide to help you understand what the regulations mean
for your business, what you need to do, and how LV= can help.
Get the basics right with this helpful reminder checklist to help you comply with the new regulations. Why not print it and keep it on your desk to help you 'think GDPR'?
The Retirement Outcomes Review by the FCA has looked into how consumers have responded to pension freedoms.
Do you ever find yourself having to justify the value of the expert advice that you can provide to new or existing clients when it comes to their retirement planning?
We’ve collated the key findings from our State of Retirement report to help you demonstrate the importance of advice and promote your business.
Signposting the most relevant news stories from across
the trade press.
Simple and easy-to-read guidance papers on the
technical issues.
The changes to the pension death benefits rules in April 2015 have created some potential opportunities for you to provide additional support to new and existing customers.
This guide provides a quick recap of the main changes, suggestions of actions for you to consider and reminders of how LV= can help.
Interest in final salary transfers has increased dramatically since the introduction of pension freedoms. If you’re not a pension transfer specialist, how can you discuss this complex subject with your clients without giving potentially unauthorised advice?
We’ve summarised the key elements that you need to know, suggested actions, and challenges for you to consider in your approach to client enquiries.
We believe that partial transfers should be a standard consideration for all members thinking about transferring out of their DB scheme.
With the increasing focus from the regulator on pension transfers, make sure you understand the potential risks involved, how to create possible business opportunities and how LV= can help.
Research and thought leadership papers from LV=
on the key topical issues.
Our 10th annual State of Retirement report focusses on what consumers want from retirement following the introduction of pension freedoms. With the choice and complexities involved, do clients really understand the options available or are they at risk of making the wrong decision?
In this report, we explore how consumers can be supported to make the right decisions, and the importance of financial advice in helping create a positive retirement that clients can enjoy.
We commissioned industry expert, Billy Burrows to investigate how mixing retirement solutions can help you get the right blend for your clients. Billy's report examines:
> What is blending?
> Why a combination of retirement options needs to be considered
> Which clients are suited to a blended solution?
We commissioned Abraham Okusanya, founder of research consultancy FinalytiQ to explore and challenge existing retirement income planning, in particular the safety-first and the probability-based approaches. The report examines:
> The Retirement Income Challenge - how have you changed your approach to retirement clients since Pension Freedom and Choice?
> Probability-driven vs Safety-first - Understanding the options and choosing the right approach to match individual client needs
> What is a sustainable and safe withdrawal rate?
> The importance of using the right tools for your retirement income advice
> Helping to reduce the risk of ruin
Our second paper in our ‘blending’ series from industry expert Billy Burrows. In this report, we explore:
> The challenges of today's retirement journey
> The importance of age 75
> Using hybrid and blending solutions to meet changing needs throughout retirement
Understand the issues that affect your business and your clients since the introduction of pension freedoms.
Addressing the ‘consumer complacency’ challenge – helping you build awareness of the potential advantages of pension consolidation for your new and existing clients.
Working together to help consumers understand the value of financial advice, and grow your business.
