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Income Protection tools

A range of tools to help you support your Income Protection sales conversations - before, during and after you speak with your clients.

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How we use personal information. Find out how we use your personal information, and what rights you have by visiting How we use your personal information. This includes who we are, how long we hold information, what we do with it and who we share it with.

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Risk Reality Calculator

Help your clients understand the importance of protecting their income.

How the Risk Reality Calculator works


Income Shortfall Calculator

Show your client how little they'll have to live on if they were to be unable to work.

Example results of the split waiting calculator

Split Waiting Period Calculator

Calculate the maximum LV= Income Protection available, through two separate policies.

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Suitability wording

Our suitability letter builder helps you to generate your own client suitability letters.

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LV=, County Gates, Bournemouth, BH1 2NF, UK