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Income Protection features: Parent and Child cover

Child holding parents hand

LV= Income Protection includes a feature where we’ll pay a lump sum if your client’s child is diagnosed with a specific illness, or undergoes a specific operation or medical procedure*. The amount paid will equal six times the monthly amount of cover on the main Income Protection policy (subject to a maximum payment of £25,000) and covers one payment per child per policy. If your client has a Critical Illness policy with us we’ll pay this in addition to any claim made under their Income Protection policy.

We’ve developed this feature to offer comprehensive children’s cover across all our protection products. The money paid could allow clients to take unpaid leave from work to care for their child, or cover costs associated with medical treatment.

*Exclusions apply. For more details on this, and the 54 conditions and medical procedures covered, please see the Income Protection policy conditions.

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Contact us about Income Protection

Quotes and questions: 0800 678 1890
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LV=, County Gates, Bournemouth, BH1 2NF, UK