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Income Protection features: £1,500 benefit guarantee

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We understand your client’s income can fluctuate, especially if they’re self-employed or rely heavily on commission and bonuses. And if their salary does drop, there’s a risk their salary will no longer support the level of cover you originally recommended to them.

At LV=, we don’t like the idea of your clients not getting what they pay for, which is why our Income Protection automatically includes a £1,500 benefit guarantee.

Client Scenario

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If your client needs to make a claim, so long as they are:

  • Working at least 16 hours a week if self-employed


  • Working at least 25 hours a week if employed

They will receive at least £1,500 a month, tax-free, guaranteed (or the amount of cover they chose if less).

The aim of this guarantee is to protect your client against a genuine drop in income after they take out the policy. And because we won’t deduct anything if your client receives state benefits, they’ll get that money on top of what we pay them too. However, payments from this policy may affect your eligibility to claim some state benefits and the amount you are able to claim.

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Contact us about Income Protection

Quotes and questions: 0800 678 1890
More IP contact options

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LV=, County Gates, Bournemouth, BH1 2NF, UK