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Doctors and Surgeons cover: £3,000 Benefit Guarantee

At LV=, we don’t like the idea of your clients not getting what they paid for. So, we’ve introduced the LV= £3,000 Benefit Guarantee. It’s available to doctors and surgeons who are licensed and registered to practice in the UK with the General Medical Council.

With our £3,000 benefit guarantee, no matter how much your client’s income may have dropped or when they come to make a claim (as long as they are working at least 32 hours a week), we guarantee to pay them at least £3,000 a month. If they chose cover of less than £3,000 a month, then we guarantee to pay the level of cover they chose. Less any continuing income they’re still receiving (explained further in Appendix 1 of the plan conditions).

The aim of this guarantee is to protect your client against a genuine drop in income after they take out the policy. And because we won’t deduct anything if your client receives state benefits, they’ll get that money on top of what we pay them too. However, payments from this policy may affect your eligibility to claim some state benefits and the amount you are able to claim.


More features

  1. NHS Sick Pay Guarantee
  2. Sabbatical break cover
  3. Working abroad
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Quotes and questions: 0800 678 1890
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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK