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Guaranteed income drawdown using the LV= Retirement Account

How it works?

Guaranteed income drawdown is just one of the many solutions you can create with the LV= Retirement Account, and can be achieved by combining these three solutions from LV= to provide your clients with security and flexibility.

  • The Protected Retirement Plan to provide the guaranteed income tailored to the needs of your client. Any funds invested in the Protected Retirement Plan will be free of drawdown wrapper charges.
    Find out more
  • Flexible Guarantee Funds to provide the guaranteed mid to long term capital security, and a smoothed investment performance which is ideally suited to retiring clients
    Find out more
  • LV=’s drawdown wrapper (Flexible Transitions Account) to provide the full range of drawdown flexibility at the low cost of 0.25% and access to over 200 additional funds if required.

You can provide your clients with a tailored solution that offers security and flexibility, all in one easy to manage account:

  • One combined illustration for income and capital growth
  • One signatureless online application
  • Can incorporate several investment funds together with secure guaranteed income or flexi-access drawdown
  • Simple online tracking
  • Can incorporate crystallised and uncrystallised funds
  • One account which is supported by one administration system and a team of LV= retirement specialists

Drawdown Wrapper - LV= Flexible Transitions Account

Guaranteed income

LV= Protected Retirement Plan (TIP)

  • You set the level of income to guarantee for your client
  • You set the duration form 3-25 years for your client
  • Your client can stop the income at any time with no penalty
  • Options to pass on fund value to beneficiaries on death

Guaranteed capital

LV= Flexible Guaranteed Funds

  • Choice of 3 funds which provide smoothed protection to reduce investment volatility
  • Optional guarantees from 8-10 years
  • At least 101% of the fund value is available to your beneficiaries on your death
  • Simple low cost charging structure only 0.25% of capital investments per annum
  • Over 200 additional funds to invest from leading investment managers

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Free adviser guide

Download our free adviser guide to creating guaranteed income drawdown solutions.


Retirement Hopscotch

Ensure your clients know the risks in the environment.

Visit Retirement Hopscotch


Retirement Pathfinder

Easily compose, model and personalise retirement options for clients.

Visit Retirement Pathfinder

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK