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Give your clients peace of mind on any gifts they give their loved ones.

Gift Inter Vivos

Great reasons to choose LV=

Strong claims performance

It’s important to recommend a provider you can trust to pay out when your client really needs it. We’re proud of our claims performance, approving 95% of Life Protection claims in 2018 with an average payment of £56,659.*

*These figures include claims paid for both our Life Insurance and Lifetime+ products. Our Lifetime+ product is no longer available.

Full claims breakdown

Better underwriting

We know advisers are not usually medical experts so we help out as much as we can. This means you can concentrate on providing the best financial advice for your client.

  • We have no standard exclusions on our Gift Inter Vivos plans making it straightforward to explain to your client
  • We have competitive levels for automatic GP reports
  • We have flexible medical examination arrangements. If your client needs a medical examination, we could send a nurse to visit them at home or work or use a medical examiner at a convenient location
  • We pay for medical underwriting (except medical certificates such as sick notes)
  • We have a dedicated underwriting hotline to help you iron out any potential issues your client may have

Our underwriting support and contacts

Large Case Team support

For Gift Inter Vivos cases over £1m, we'll offer you dedicated support from our Large Case Team, who you can rely on to look after your application. They'll deal with the application from start to finish, and actively chase and review evidence to get the cover in place as quickly and smoothly as possible.

More on the Large Case Team

We're a mutual, not a PLC

As a mutual, we don’t have to answer to external shareholders – so we can concentrate on looking after you and your clients.

Member benefits

When your client takes out a Gift Inter Vivos plan, they become LV= members. This entitles them to benefits including:

  • a say in our annual general meetings (once they've had a policy for 12 months)
  • discounts on our car, home, pet and travel insurance products
  • free member care line on health and medical matters, counselling and legal issues

More on member benefits

0800 678 1890

TextDirect: first dial 18001

8.30am - 6.30pm Monday - Friday

We will record and/or monitor calls for training and audit purposes.

Literature

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Need more cover?

Take a look through the other protection products we offer within our Flexible Protection Plan.

View our Flexible Protection Plan

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Trusts

See our trust options and use our Online Trust tool to find the option most suited to your client's needs.

More about our trusts

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Member benefits

Purchasing a product entitles your client to member benefits such as discounts on other products.

More about our member benefits

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Large case team

If your client's sum insured is over £1m we can offer dedicated support from start to finish.

More about our Large Case Team

Connect with us

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FOR UK FINANCIAL ADVISERS ONLY
LV=, County Gates, Bournemouth, BH1 2NF, UK