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For clients who wish to release some equity from their home now and in the future

Flexible Lifetime Mortgage

Equity Release Council features

The Equity Release Council incorporates the Safe Home Income Plans (SHIP) standards as part of the SHIP Standards Board, which aims to protect your clients though their code of conduct.

We're a member and we therefore offer additional features and safeguards to our lifetime mortgage products.

Read the Equity Release Council code of conduct

No Negative Equity Guarantee

As a member of the Equity Release Council, we offer a 'No Negative Equity Guarantee'. Even if the future value of your client's home is less than the amount they owe, their estate will never be left with a debt from our lifetime mortgage products when your client dies or goes into permanent residential care and their house is sold. This 'No Negative Equity Guarantee' is subject to our valuer agreeing that the sale price is reasonable.

Moving home

As a member of the Equity Release Council, we guarantee that your client is safe to stay in their home for as long as they wish, provided all terms and conditions of the mortgage are met. They can also move home and transfer the mortgage, providing we are told in advance and the new property meets our lending criteria at that time.

Visit the Equity Release Council website to find out more.

0800 028 8974

TextDirect: first dial 18001

8.30am - 5.30pm Monday - Friday

We will record and/or monitor calls for training and audit purposes.


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Lifetime Mortgage

If your client doesn't need the guarantee of borrowing more in the future.

More on our Lifetime Mortgage

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By working with us, you will get the support you can expect from a respected provider.

View the support available to you

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We've won a range of awards for the service and quality of our Equity Release products.

More on the awards we've won

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Contact us

Find your dedicated support for quotes, help and product information

Contact our equity release specialists

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LV=, County Gates, Bournemouth, BH1 2NF, UK